Forms You Must File in Chapter 13 Bankruptcy

When you file for Chapter 13 bankruptcy, you must complete and file the Chapter 13 petition, schedules, and other forms. Here we provide a list of the many forms you'll need to file for Chapter 13 and explain where to find them.

The Chapter 13 Plan Form

The focus of a Chapter 13 case is the repayment plan proposing an agreement to pay your debts according to your income, but there's a lot more you'll have to file in Chapter 13. You'll find the official Chapter 13 bankruptcy forms below, including the repayment plan form. However, many districts have a local Chapter 13 plan form filers must use.

Learn more about the Chapter 13 repayment plan.

Forms and Documents Needed When Filing Chapter 13 Bankruptcy

Below you'll find a list of the forms you'll need when filing for Chapter 13. The forms required in some but not all cases are in the "Forms You Might Need in Chapter 13 Bankruptcy" section. You'll find a list of the documents you'll need when completing your Chapter 13 forms toward the end.

Mandatory Forms for Chapter 13 Bankruptcy

Below are the forms individuals must file in Chapter 13 bankruptcy. We specify "individuals" because businesses other than sole proprietors can't file for Chapter 13.

101 Voluntary Petition for Individuals Filing for Bankruptcy

106Dec Declaration About an Individual Debtor's Schedules

106Sum Summary of Your Assets and Liabilities and Certain Statistical Information

106A/B Schedule A/B: Property

106C Schedule C: The Property You Claim as Exempt

106D Schedule D: Creditors Who Hold Claims Secured by Property

106E/F Schedule E/F: Creditors Who Have Unsecured Claims

106G Schedule G: Executory Contracts and Unexpired Leases

106H Schedule H: Your Codebtors

106I Schedule I: Your Income

106J Schedule J: Your Expenses

107 Your Statement of Financial Affairs for individuals Filing Bankruptcy

113 Chapter 13 Plan (courts often require a local plan form instead of the official form)

121 Your Statement About Your Social Security Numbers

122C-1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period

122C-2 Chapter 13 Calculation of Your Disposable Income

423 Certification About a Financial Management Course (you'll use this bankruptcy form after filing if the debtor education course provider doesn't file your certificate for you)

2010 Notice Required by 11 U.S.C. §342(b) for Individuals Filing for Bankruptcy (the notice must be provided to the filer, but the local court determines whether you'll file it with the other bankruptcy forms)

Creditor Matrix or List: You'll provide a mailing label list of your creditors using a format determined by your local bankruptcy court. The "Local Chapter 7 Bankruptcy Forms" section below explains how to find this requirement.

To learn more about completing the bankruptcy forms.

Forms You Might Need in Chapter 13 Bankruptcy

Not everyone will need these forms when filing for Chapter 13. You'll likely need one if:

• you're dealing with eviction
• you can't pay the filing fee
• your spouse lives in a separate household, or
• you paid a bankruptcy preparer or bankruptcy lawyer for help.

101A Initial Statement About an Eviction Judgment Against You (only if you have eviction judgment against you)

101B Statement About Payment of an Eviction Judgment Against You (only if you have eviction judgment against you)

106J-2 Schedule J-2: Expenses for Separate Household of Debtor 2

119 Bankruptcy Petition Preparer's Notice, Declaration and Signature

2030 Disclosure of Compensation of Attorney for Debtor

Where to Find the Chapter 13 PDF Forms

You can download almost all the Chapter 13 pdf forms you'll need from the United States Courts Bankruptcy Form webpage.

Where to Find Local Bankruptcy Forms

Your local bankruptcy court might require you to file a few additional forms or use your local court's Chapter 13 plan form. We don't provide a list of local forms because requirements vary.

If you're unsure how to find your local court's information, try using the Federal Court Finder. You'll find more information about finding local bankruptcy forms in How to Get and File the Bankruptcy Forms.

Documents Needed to File for Chapter 13

You'll need many financial documents when completing your bankruptcy forms. You'll also provide the Chapter 13 trustee with several at least seven days before the 341 meeting of creditors that all filers must attend.

In Chapter 13, you should plan on turning over:

• the last four years of tax returns
• two to six months of bank and retirement statements
• two to six months of paycheck stubs, if employed, and
• if you own a business, one to two years of monthly and yearly profit and loss statements.

The Chapter 13 trustee can request other documents related to your finances. It's not uncommon for a trustee to want the following:

• monthly mortgage or car loan statement
• estimates for your car or home
• your marital settlement agreement
• a copy of your driver's license, and
• photos of property showing the condition.

Your bankruptcy lawyer will explain the expectations of the Chapter 13 trustee assigned to your case.

Meet With a Bankruptcy Lawyer

Many people find it challenging to file for Chapter 13 bankruptcy without an attorney unless they have a straightforward case. If you have any questions, consider consulting with a bankruptcy lawyer. Many offer a free initial consultation.

Need More Bankruptcy Help?

Did you know Nolo has been making the law easy for over fifty years? It's true—and we want to make sure you find what you need. Below you'll find more articles explaining how bankruptcy works. And don't forget that our bankruptcy homepage is the best place to start if you have other questions!

We wholeheartedly encourage research and learning, but online articles can't address all bankruptcy issues or the facts of your case. The best way to protect your assets in bankruptcy is by hiring a local bankruptcy lawyer.