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Filing for Bankruptcy
Once you decide to file for Chapter 7 or Chapter 13 bankruptcy, the next step is to learn about the filing process. The articles below will help make the process more manageable. Below you can learn about:
When considering filing for bankruptcy, making sense of the bankruptcy process and the available options can be challenging. Our bankruptcy guide not only answers your bankruptcy questions but also explains the three types of bankruptcy available, Chapter 7 bankruptcy, Chapter 13 bankruptcy, and Chapter 11 bankruptcy, so you can navigate the bankruptcy process successfully when filing for bankruptcy in 2024.
Your creditors should stop deducting automatic payments from your bank accounts when you file for bankruptcy, but it doesn’t always work as smoothly as you’d expect. You’ll also want to prepare for bankruptcy by ensuring you have a checking account or another bank account that will remain open after bankruptcy. And take steps to avoid a set off that occurs when your bank withdraws funds from your bank account to set off a balance owed to your bank on other debts. Your utility provider could use your existing utility deposit to set off a past due utility bill, as well, so be ready to fund a utility deposit.