Should I File for Bankruptcy?

Our bankruptcy guide not only answers your bankruptcy questions but also explains the three types of bankruptcy available, so you can navigate the bankruptcy process successfully when filing for bankruptcy.

Rising inflation, healthcare costs, and reduced benefits are prompting more elderly Americans to contemplate bankruptcy for financial relief. However, many seniors don't actually need to file. Discover why.

Should you file for bankruptcy to get rid of debts, or can you sit back and wait?

Explore alternatives to Chapter 7 or Chapter 13 bankruptcy before you file.

Deciding if bankruptcy is right for you? Here are answers to your most common questions.

Declaring bankruptcy will eliminate some lawsuits, but not all. Moreover, in many instances, filing for bankruptcy before a pending lawsuit concludes can prevent the creditor from obtaining a judgment that you can't erase in bankruptcy.

If you're thinking about bankruptcy, it's a good idea to make sure your tax returns are up to date.

I get social security and don't own a home or car. My credit card and medical debts are huge. Should I file for bankruptcy?

If you're struggling to pay medical bills, consider discharging your medical debt in bankruptcy.

Pros and cons of using bankruptcy versus dipping into your retirement savings to get rid of debt.

Filing for bankruptcy without your spouse might be a good option if you have lots of debts and you'd like to preserve your spouse's credit.

You don't lose everything when you file a bankruptcy case. Most states allow you to protect a portion or all of the equity in your home with a bankruptcy exemption. Learn whether you can protect the equity in your house when you file a bankruptcy case.

If you're wondering whether you can file bankruptcy on a reverse mortgage, the answer is "Yes." However, bankruptcy and reverse mortgages rarely mix well because you could easily lose the home if significant home equity still exists. Learn about the issues that can arise if you have a reverse mortgage and file a bankruptcy case.

Guidance on protecting your home during bankruptcy and understanding your options under Chapter 7 and Chapter 13.

In most situations, bankruptcy won't affect your current employment or getting a job unless you apply for a job in private industry that deals with money. Learn if you could lose a job if you file for Chapter 7 and how your employer might know if you filed for Chapter 13 bankruptcy.

Find out whether annuities are protected from creditors and how to keep an annuity safe from creditors in bankruptcy using bankruptcy exemptions.

Get out of debt and solve your money troubles with this complete guide to repairing your credit and regaining financial freedom.

Is bankruptcy the right solution for your overwhelming debts? Pick the best strategies for your situation with the information and practical suggestions in this book by best-selling author Stephen Elias.

The reliable, up-to-date information in this best-selling book will help you successfully complete your bankruptcy claim without breaking the bank.

This comprehensive guide explains the Chapter 13 process, from start to finish.

There are several reasons why Chapter 7 bankruptcy can be more advantageous to certain debtors than Chapter 13 bankruptcy.

Bankruptcy chapters 7 and 13 offer different benefits, but not everyone knows the pros and cons of each filing type. Our handy table explains how both Chapter 7 and Chapter 13 bankruptcy work.

Married couples can file a joint bankruptcy, but sometimes, one spouse should file alone. Learn more about filing for bankruptcy as a married couple and whether both spouses must file for bankruptcy together.