Credit Counseling & Debtor Education Requirements in Bankruptcy
Individuals filing for either Chapter 7 or Chapter 13 bankruptcy must participate in an approved credit counseling course prior to filing for bankruptcy. And before you get a discharge at the end of your case, you must take another class on personal financial management. There are limited exceptions for both requirements -- but very few people will qualify for them. Here you'll find detailed information on these requirements, including where to find approved courses near you.
Get the details on bankruptcy credit counseling including where to find a pre-bankruptcy credit counseling class, how to get a credit counseling certificate for Chapter 7 free, and how to file a credit counseling certificate for Chapter 13.
You must take a debtor education course after you file bankruptcy but before you get a discharge in your Chapter 7 or Chapter 13 bankruptcy. Learn more about the post-filing debtor education course, including what it entails and how to file proof of completion.
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