If one of your creditors gets a money judgment against—meaning, the creditor sued you for nonpayment of a debt and won—it can garnish your wages. With a wage garnishment, sometimes called a "wage attachment," your employer holds back some of your wages and gives them directly to the creditor. Some creditors, like the IRS, get special treatment and can garnish your wages without a court judgment.
Federal and state laws limit how much can be garnished. And, in some cases, you might be able to raise a valid objection to a wage garnishment order.
Below you'll find articles on wage garnishment, how it works, and how and for what reasons you can raise an objection. You can also find state-specific wage garnishment laws.