Wage Garnishments & Attachments

If one of your creditor's has a judgment against you (which means the creditor sued you for nonpayment of a debt, and won), it can garnish your wages. With a wage garnishment (sometimes called a wage attachment), your employer holds back some of your wages and gives them directly to the creditor. Some creditors (like the IRS) get special treatment and can garnish your wages without a court judgment.

There are limits to how much can be garnished from your income. Often, the amount varies by state. And in some cases you may be able to raise a valid objection to a wage garnishment order.  

Below you'll find articles on wage garnishment, how it works, and how and for what reasons you can raise an objection. You can also find the specific wage garnishment laws in each of the 50 states, plus the District of Columbia.

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