Mortgage Servicing
Mortgage Servicing
Mortgage Servicing
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The servicer is the company that actually takes care of your mortgage account.
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How Do I Find Out Who Holds My Mortgage?
Here's how to find out who owns your mortgage and who services it.
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MERS is a company that the lending industry created to register and track assignments of mortgages and servicing rights, thereby avoiding the costs associated with having to record each loan transfer.
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The Difference Between a Mortgage Servicer and a Foreclosure Trustee
Learn the difference between a mortgage servicer and a foreclosure trustee.
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What is a notice of servicing transfer?
When you get a notice of servicing transfer, it means your loan servicer is changing.
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120-Day Foreclosure Prohibition: Breaches Other Than Non-Payment
The 120-day foreclosure restriction under federal law applies to both payment-related breaches and non-payment-related breaches of the mortgage contract.
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Qualified Written Requests in Foreclosure: The Mortgage Servicer's Duties
The Real Estate Settlement Procedures Act (RESPA) was primarily designed to ensure that consumers in real estate transactions receive timely information about the costs of the settlement process, b
Questions About Mortgage Servicing & Mortgage Servicers
Questions About Mortgage Servicing & Mortgage Servicers
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What Is a Mortgage Servicer & Who Is My Mortgage Servicer?
Mortgage servicers handle the day-to-day management of loan accounts.
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What Happens If My Mortgage Is Sold to a New Owner or the Servicer Changes?
How to deal with the transition when your lender transfers your home loan to a new owner or servicer.
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How and when must the mortgage servicer notify me of payment changes on my adjustable rate mortgage?
Learn about notification rules for payment amount changes on adjustable rate mortgages.
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Does My Loan Servicer Have to Comply With Federal Mortgage Servicing Rules?
Most servicers have to follow federal mortgage servicing laws. Some “small servicers” are exempt, though.
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Abuses by the Mortgage Servicing Industry
Learn about common abuses and errors that happen in the mortgage servicing industry.
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What happens if my mortgage servicer doesn't send me the payoff statement that I requested?
Question I want to pay off my mortgage loan so I called the servicer (the company I make my payments to) to ask how much it would cost. The representative that I spoke to told me to send my request in writing and then they would send me a payoff statement with the total amount due. I sent my written
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