Mortgage servicing companies handle borrowers' accounts. Find out if you can change your mortgage loan servicer.
How Do I Find Out Who Holds My Mortgage?
Here's how to find out who owns your mortgage and who services it.
MERS registers and tracks assignments of mortgages and servicing rights, avoiding the costs of having to record each loan transfer.
120-Day Foreclosure Prohibition: Breaches Other Than Non-Payment
The 120-day foreclosure restriction under federal law applies to both payment-related breaches and non-payment-related breaches of the mortgage contract.
Qualified Written Requests in Foreclosure: The Mortgage Servicer's Duties
Qualified written requests can be a helpful tool for borrowers in foreclosure.
What Happens If My Mortgage Is Sold to a New Owner or the Servicer Changes?
How to deal with the transition when your lender transfers your home loan to a new owner or servicer.
How and when must the mortgage servicer notify me of payment changes on my adjustable rate mortgage?
Learn about notification rules for payment amount changes on adjustable rate mortgages.
Abuses by the Mortgage Servicing Industry
Learn about abuses and errors that happen in the mortgage servicing industry.
What happens if my mortgage servicer doesn't send me the payoff statement that I requested?
Question I want to pay off my mortgage loan so I called the servicer (the company I make my payments to) to ask how much it would cost. The representative that I spoke to told me to send my request in writing and then they would send me a payoff statement with the total amount due. I sent my written