Mortgage Servicing

Mortgage servicing companies handle borrowers' accounts. Find out if you can change your mortgage loan servicer.

Here's how to find out who owns your mortgage and who services it.

MERS registers and tracks assignments of mortgages and servicing rights, avoiding the costs of having to record each loan transfer.

The 120-day foreclosure restriction under federal law applies to both payment-related breaches and non-payment-related breaches of the mortgage contract.

Qualified written requests can be a helpful tool for borrowers in foreclosure.

Here's how to make your servicer correct an error or provide you with important information.

How to deal with the transition when your lender transfers your home loan to a new owner or servicer.

How to keep track of where you need to send your home mortgage payments.

Dealing with the transition when your lender transfers your home loan.

Learn about abuses and errors that happen in the mortgage servicing industry.

Question I want to pay off my mortgage loan so I called the servicer (the company I make my payments to) to ask how much it would cost. The representative that I spoke to told me to send my request in writing and then they would send me a payoff statement with the total amount due. I sent my written