New Credit Reporting Protections: The National Consumer Assistance Plan

A settlement between the NY Attorney General and Equifax, Experian, and TransUnion will improve credit report accuracy and make the dispute resolution process more fair.

Cleaning Up Your Credit Report: An Overview

Here are the steps you'll need to take to clean up your credit report.

How Often Should I Check My Credit Report?

A big part of maintaining good credit is checking your credit reports frequently. You should check them once per year, and more in certain situations. Here are the details.  

How Long Does Negative Information Stay on a Credit Report?

Find out if information on your report is outdated.

Common Errors in Credit Reports

Mistakes and inaccuracies are common in credit reports. Here are some of the most common ones.

Why Is There Information on My Credit Report That Is Not Mine?

Find out why your credit report might contain debts and other information that are not yours.

Can Debts Discharged in Bankruptcy Appear on My Credit Report?

If you discharged debts in bankruptcy, here's how they should (and should not) be listed on your credit report.

Checklist: Things to Look for in Your Credit Report

Use this handy checklist as you review your credit report for inaccuracies, old information, and other things that shouldn't be there.

Most Common Violations of the FCRA

Learn common ways that creditors and consumer reporting agencies violate the FCRA so you can better protect your credit information.

Debt Buyers & Your Credit Report

When a debt buyer parks an old debt on your credit report or re-ages an account, it might be violating the FCRA.

Removing a Federal Tax Lien From Your Credit Report

Under certain circumstances you can get a paid IRS tax lien off your credit report sooner than seven years.

When the Credit Reporting Agency Does Not Have to Investigate Your Dispute

Credit reporting agencies don't have to investigate frivolous disputes. Find out what that means.

How to Dispute Credit Report Items With the Creditor or Collector

Sometimes it makes sense to go directly to the source -- and dispute an inaccurate credit report item with the creditor. Here's how.

When the Credit Reporting Agency Corrects Your Credit Report: Additional Steps

If the credit bureau fixes an error on your report, take a few extra steps to make sure creditors get the right information.

If the Credit Reporting Agency Doesn’t Respond to a Request to Correct Information

If the CRA doesn't respond when you dispute an item on your report, here's what you can do to get action.

If the Credit Reporting Agency Does Not Correct Your Report: What to Do

Here's what to do if the credit reporting agency refuses to fix your credit report.

How to Correct Errors on Your Credit Report

Here’s how to dispute incomplete and inaccurate information in your credit report.

Adding Positive Information to Your Credit Report

You should add information showing stability and unreported positive accounts to your credit report. Here's how.

Adding Explanatory Statements to Credit Reports

You can include a brief statement in your credit report explaining a disputed item.