Cleaning Up Your Credit Report

Here are the steps you'll need to take to clean up your credit report.

Use this handy checklist as you review your credit report for inaccuracies, old information, and other things that shouldn't be there.

Find out if information on your report is outdated.

Find out why your credit report might contain debts and other information that are not yours.

If you discharged debts in bankruptcy, here's how they should (and should not) be listed on your credit report.

When a debt buyer parks an old debt on your credit report or re-ages an account, it might be violating the FCRA.

Learn common ways that creditors and consumer reporting agencies violate the FCRA so you can better protect your credit information.

If your credit reports contain errors or outdated information, here’s how to dispute those items with the credit reporting bureaus.

Here's what to do if the credit reporting agency refuses to fix your credit report.

Sometimes it makes sense to go directly to the source -- and dispute an inaccurate credit report item with the creditor. Here's how.

You should add information showing stability and unreported positive accounts to your credit report. Here's how.