Budgeting Your Money
Budgeting is key to smart money management. Here you'll find information on making a budget and creating an emergency fund, as well as tips on managing your finances and avoiding financial trouble.
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Take control of your finances by learning the basics of money management.
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A realistic budget is your best weapon against overspending.
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First Step in Creating a Budget: Figure Out Your Expenses
It’s easier than you think to create a budget. Here’s how to start.
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Emergency Funds: Creating Your Cash Reserve
Everyone should set aside a little extra cash in case of a job loss, medical expense, or other emergency -- learn how to start your emergency fund today.
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Avoiding Financial Trouble: Ten Tips
Get tips on how to keep your finances under control.
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Get answers to common check cashing questions, like whether you can cash a check you’ve had for a while, what happens if a collector or creditor cashes your postdated check early, what you can do to collect on a bum check, and more.
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Promissory Notes for Personal Loans to Family and Friends
When making loans to family and friends, protect yourself with a promissory note.
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Share your resources and enjoy social, financial, and environmental benefits.
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The borrowing capacity extended to an individual for the purchase of consumer goods or services. Consumer credit includes credit card purchases, lines of credit, installment agreements, and many other types of loans. (See also: credit)
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Types of Promissory Note Repayment Plans
If you loan money to a friend or family member, you might feel that his or her word, or a handshake, is enough to seal the deal. Instead, use a document called a promissory note to detail the terms of the loan agreement. Avoid disagreements about when the loan is due, and clarify it's not a gift.
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