Before you buy a policy, compare rates, choose a trustworthy agent, and more.
Not everyone needs life insurance. Find out whether or not you do.
Naming a Beneficiary for Your Life Insurance Policy
If you buy life insurance for your family, or are offered a free or low-cost policy at work, you’ll be asked to name a beneficiary—someone who will receive any policy proceeds that are paid out a
The beneficiary of an annuity.
Finding Unclaimed Life Insurance Policy Proceeds
Learn ten ways to search for unclaimed life insurance benefits.
Using Life Insurance to Provide for Your Children
Life insurance might be a good source of income for your kids if you die.
Transfer Your Life Insurance and Decrease Your Estate Tax
If you don't own your life insurance policy, it's not part of your taxable estate.
Gift Tax When Transferring Life Insurance
If your estate is likely to owe federal estate taxes at your death, you might consider transferring ownership of your life insurance policy.
A monthly deduction from a universal life insurance policy that increases as the policyholder ages.
The length of time a person is expected to live based on age, gender, health, and many other factors. In insurance, and sometimes in court, life expectancy is based on standard tables called actuarial tables.