Life Insurance
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Buyers Guide to Permanent Life Insurance
Learn the features—and the pros and cons—of permanent life insurance.
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Before you buy a policy, compare rates, choose a trustworthy agent, and more.
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Not everyone needs life insurance. Find out whether or not you do.
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Naming a Beneficiary for Your Life Insurance Policy
If you buy life insurance for your family, or are offered a free or low-cost policy at work, you’ll be asked to name a beneficiary—someone who will receive any policy proceeds that are paid out a
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The beneficiary of an annuity.
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Finding Unclaimed Life Insurance Policy Proceeds
Learn ten ways to search for unclaimed life insurance benefits.
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Using Life Insurance to Provide for Your Children
Life insurance might be a good source of income for your kids if you die.
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Transfer Your Life Insurance and Decrease Your Estate Tax
If you don't own your life insurance policy, it's not part of your taxable estate.
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Gift Tax When Transferring Life Insurance
If your estate is likely to owe federal estate taxes at your death, you might consider transferring ownership of your life insurance policy.
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A monthly deduction from a universal life insurance policy that increases as the policyholder ages.
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The length of time a person is expected to live based on age, gender, health, and many other factors. In insurance, and sometimes in court, life expectancy is based on standard tables called actuarial tables.
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