Life Insurance

Life insurance provides security for your loved ones, but deciding on a life insurance policy can be confusing because there are so many choices. In this section, learn about whole life insurance, term life insurance, using life insurance to provide for children, and choosing the right policy.

Before you buy a policy, compare rates, choose a trustworthy agent, and more.

Not everyone needs life insurance. Find out whether or not you do.

If you buy life insurance for your family, or are offered a free or low-cost policy at work, you’ll be asked to name a beneficiary—someone who will receive any policy proceeds that are paid out a

The beneficiary of an annuity.

Learn ten ways to search for unclaimed life insurance benefits.

Life insurance might be a good source of income for your kids if you die.

If you own your life insurance policy, it could be subject to estate and gift taxes. Learn when these taxes apply and how to avoid them.

A monthly deduction from a universal life insurance policy that increases as the policyholder ages.

The length of time a person is expected to live based on age, gender, health, and many other factors. In insurance, and sometimes in court, life expectancy is based on standard tables called actuarial tables.

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