If you can't make payments on one or more of your student loans, you may be able to postone payments temporarily through student loan deferment or forbearance. Or, if you qualify for certain programs you may be able to get rid of loans altogether through student loan cancellation. Below are details about each of these options, including the criteria to qualify.
When you get a deferment or forbearance of student loans, you stop making payments for a period of time. With deferment, interest does not accrue; with forbearance it does.
If you have federal student loans and you meet specific criteria, you might qualify for loan forgiveness.
Federal law allows cancer patients to temporarily stop making payments on their federal student loans.
Learn about past changes to the Public Service Loan Forgiveness (PSLF) program to make it easier for eligible borrowers to get student loan relief.
June 30, 2023. The U.S. Supreme Court has ruled against the Biden administration’s student debt forgiveness plan in a blow to millions of borrowers.
Sometimes you can get rid of your student loans altogether. Learn more.
Learn about loan forgiveness for students who attended a Corinthian College.
Disabled veterans can now get an automatic discharge of their federal student loans.
Defrauded students who attended Westwood College get a full discharge of federal student loans taken out to attend the school.
It’s possible to discharge student loan debt in bankruptcy, but it’s never been likely for most people. However, new changes to the bankruptcy procedure make student loan discharges more available to more people.
Learn whether being on disability could get you out of paying student loans.
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