Before you can determine what student loan repayment plans are available to you, or whether you can get a deferment, forbearance, or cancellation of your loan, you must first know what type of loan you have and who holds it.
Below you can learn the difference between private and government loans, read about the different types of federal student loans, find out who holds your loans, and know where to go for help with student loans.
If you have a federal student loan, find out if its a direct loan, indirect loan, or Federal Family Education Loan (FFEL).
The federally guaranteed student loan program ended June 30, 2010. But many people are still paying on guaranteed loans issued before then.
Here's how to find the lender or loan servicer that holds your student loans.
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