That's the overview in Oregon. Now, let's look at the details.
A "statute of limitations" is a state law that sets a strict time limit on your right to bring a lawsuit to court.
(Note: The statute of limitations does not apply to a car insurance claim. Any insurance company, whether your own or the other driver's, is going to require you to make a claim—or at least give the insurer notice of an incident that could trigger a claim—"promptly" or "within a reasonable time" after the accident. That usually means a matter of days, or a few weeks at most.)
The statute of limitations that will apply to most car accident injury cases in Oregon is the same as the larger one that applies to the majority of personal injury cases filed in the state. Specifically, Oregon Revised Statutes section 12.110 says that "an action . . . for any injury to the person or rights of another . . . shall be commenced within two years." That includes an injury claim by a driver, passenger, motorcyclist, bicyclist, electric scooter rider, or pedestrian after a traffic accident. It's important to note that the "clock" starts running on the date of the crash.
The deadline is longer if someone died as a result of the accident, and their family wants to bring a wrongful death case against the at-fault driver. An Oregon wrongful death lawsuit must be filed within three years of the date of the underlying injury. That deadline is set by Oregon Revised Statutes section 30.020.
Whichever deadline applies, if you try to file your car accident lawsuit after the applicable time limit has passed, you can count on the defendant (the person you're trying to sue) pointing out that discrepancy to the court as part of a motion to dismiss. The court will almost certainly grant the motion (unless some rare exception applies to extend the filing deadline), and that will be the end of your case. That's why it's crucial to understand how the statute of applies to your situation.
Even if you're confident that your case will be resolved through the car insurance claim process, you'll want to leave yourself plenty of time to file a lawsuit in case you need to—if for no other reason than that you'll have more leverage during settlement talks. If you think you might be running up against the filing deadline, you may want to contact an experienced Oregon car accident attorney.
Suppose you're seriously injured in an Oregon car accident, and you take your case to court. The jury, after hearing all the evidence, decides that the other driver was responsible for the accident—but that you too bear part of the blame. What happens next? How does this verdict affect your right to compensation?
Oregon is a "modified comparative negligence" state. Under Oregon Revised Statutes section 31.600, this means that you can still recover damages in a car-accident-related lawsuit, but your award will be reduced according to your share of negligence, as long as that share was not greater than that of other parties.
For instance, suppose that the jury determines that your injuries, pain and suffering, and other losses total $100,000. However, the jury also thinks that you were 10 percent responsible for the crash. In that situation, the total amount of your damages, $100,000, is reduced by 10 percent, or $10,000, leaving you with a total award of $90,000.
Keep in mind that if your level of fault exceeds that of the other party (or parties), you'll be barred from recovering anything at all under Oregon law.
The comparative negligence rule binds Oregon judges and juries (if your car accident case makes it to court), and it will also guide a car insurance claims adjuster when he or she is evaluating your case. Also keep in mind that since there is no empirical means of allocating fault, any assignment of liability will ultimately come down to your ability to negotiate with a claims adjuster or to persuade a judge or jury.
In almost every Oregon car accident scenario, insurance coverage is sure to play a key role, so it's important to understand the state's liability auto insurance requirements and other coverage rules that could affect your car accident claim. Get the details on Oregon's car insurance rules.