Not all car accidents result in a trip to the doctor, so many times your claim won't be one involving personal injury, just vehicle damage. But what are your options for getting your car fixed and back on the road after an accident? What if the insurance company is calling your vehicle a "total loss"? You'll find answers to these questions and more in this section, plus an example of what a vehicle damage demand letter might look like.
Whose insurance covers vehicle damage after a car accident, and how do you get your car fixed?
If you're making an insurance claim for vehicle damage after a car accident, a demand letter sets the stage for settlement talks.
Should you make a claim under your own "collision" car insurance coverage to get your car back on the road after an accident?
After a car accident, your best option might be making a claim directly with the at-fault driver's insurer.
Getting a repair estimate is the key first step toward resolving your vehicle damage claim after an accident.
What does the "actual cash value" mean in a car accident claim?
From potholes to construction zones, who is on the legal hook when your car is damaged by road conditions?
A look at "total loss" designations after a car accident, and your insurance claim options.
If an insurance company totals your car, you're still stuck with the terms of your car loan.
A look at "total loss" designations after a car accident, and your insurance claim options.
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At Nolo, we prioritize quality and transparency because we know how important reliable legal information is to our readers. Our information is meticulously researched, regularly updated, and written in plain English by our experienced writers and editors. Learn more about our editorial standards.