Not all car accidents result in a trip to the doctor, so many times your claim won't be one involving personal injury, just vehicle damage. But what are your options for getting your car fixed and back on the road after an accident? What if the insurance company is calling your vehicle a "total loss"? You'll find answers to these questions and more in this section, plus an example of what a vehicle damage demand letter might look like.
Your Car Repair Options After an Accident
Whose insurance covers vehicle damage after a car accident, and how do you get your car fixed?
Sample Demand Letter: Claim for Vehicle Damage After a Car Accident
Here is an example of what a demand letter might look like in an insurance claim for vehicle damage after a car accident.
Using Collision Coverage for Vehicle Damage
Should you make a claim under your own car insurance policy -- specifically, your collision coverage -- to get your car back on the road after an accident?
Filing a Third-Party Car Insurance Claim After an Accident
After a car accident, your best option might be making a claim directly with the at-fault driver's insurer.
Getting a Vehicle Repair Estimate After a Car Accident
Getting a repair estimate is the key first step toward resolving your vehicle damage claim after an accident.
What is “actual cash value” in a car accident claim?
What does the "actual cash value" mean in a car accident claim?
Vehicle Damage Due To Poor Road Conditions: Who Is Liable?
From potholes to construction zones, who is on the legal hook when your car is damaged by road conditions?
The Insurance Company Says My Car Is a Total Loss. What Now?
A look at "total loss" designations after a car accident, and your insurance claim options.
I Totaled My Car and Still Owe Money on the Loan. What Now?
If an insurance company totals your car, you're still stuck with the terms of your car loan.
The Insurance Company Says My Car Is a Total Loss. What Now?
A look at "total loss" designations after a car accident, and your insurance claim options.