ABLE Bank Accounts
ABLE bank accounts allow people with disabilities to save money without having those savings count against their eligibility for government disability benefits. The ABLE Act is a federal law that lays the groundwork for ABLE accounts, but the accounts themselves are run by individual states.
Each state's ABLE program will have unique account limits, fees, and investment options. Some state ABLE programs are available only to residents of that state, while many others are open to residents of other states as well. A few state programs offer tax deductions to residents of that state as an added benefit.
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Here are some articles about the ABLE program in several major states. For a general overview on all states, see our article on ABLE Savings Accounts for People With Special Needs, below.
The Achieving a Better Life Experience (ABLE) act creates a bank account specifically for people with disabilities.
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