Carron Nicks


Carron Nicks started writing bankruptcy and consumer finance articles for Nolo as a freelancer in 2016. She joined the company as a full-time Legal Editor in 2022. Her articles appear on,,, and

Education. Carron earned a B.A. (psychology) and an M.S. (counseling) from the University of South Alabama. She earned her J.D. from Tulane University School of Law (New Orleans), where she was inducted into the Order of the Barristers honor society, and served as an articles editor on the Law Review, while enjoying beignets, gumbo, and gallons of cafe au lait. 

Legal career. After law school, Carron served as law clerk to judges on the U.S. Fifth Circuit Court of Appeals and the U.S. Bankruptcy Court. She has spent more than 25 years representing debtors, creditors, and trustees in bankruptcy court, and plaintiffs in consumer finance, credit reporting, and deceptive trade practices litigation. Carron’s favorite pro bono activity is answering questions from the public on the American Bar Association’s Free Legal Answers website. She is a member of the Texas Bar and maintains a bankruptcy practice in Dallas. Over the years, Carron has kept a number of Nolo self-help books prominently displayed on her office bookshelves. 

Other pursuits. Prior to law school, Carron worked for the bankruptcy court in her hometown and for a bank and a bankruptcy law firm as a paralegal. After law school, in addition to her law practice, Carron taught undergraduate legal studies and business students. She began writing for Nolo and other legal and consumer-oriented publications and websites focusing on bankruptcy and personal finance. She also homeschooled her two (now adult) children, taught in a homeschool educational co-op program, and served many years as Cookie Mom for her daughter’s Girl Scout troop. 

Why Nolo? Nolo’s mission aligns with Carron’s vision of an accessible and consumer-friendly legal system. She has always enjoyed breaking down complex legal concepts so that nonlawyers can better understand how laws affect their lives and are better prepared to engage an often baffling and intimidating legal system.

Articles By Carron Nicks

Which Should I Do First: File for Bankruptcy or Buy a Car?
Should you buy a car before or after filing for bankruptcy? Learn the pros and cons of each option.
Debts Discharged at the End of Chapter 13 Bankruptcy
When you complete your Chapter 13 bankruptcy, most of your debts are wiped out by your discharge. Find out which debts are discharged by Chapter 13 that would remain after a Chapter 7 discharge.
The New Bankruptcy Law: Changes to Chapter 7 and 13
In 2005, Congress overhauled bankruptcy law, making significant changes for Chapter 7 and Chapter 13 filers.
Child Support Debt in Chapter 13 Bankruptcy
Filing for Chapter 13 bankruptcy will not discharge your obligations -- but it can help you to get caught up.
Debt and Marriage: When Do I Owe My Spouse's Debts?
Whether you are liable for your spouse's debts depends on whether you live in a community property or equitable distribution state.
Why Should I Hire a Bankruptcy Lawyer?
Filing your own bankruptcy case could save you a few dollars or cost you a bundle. Find out why.
The Differences Between a Charge Off and Repossession in Bankruptcy
How a charge off or repossession is handled in a bankruptcy depends on what the original debt was for, whether the debt was secured by collateral, and what type of bankruptcy is being filed. Regardless of whether it is a charge off or repossession, it is important to include the debt in any bankruptcy filing in order to obtain a discharge (eliminate) of the debt.
What Happens to Leases and Contracts in Chapter 7 Bankruptcy?
If you have a lease or other contract with another party when you file for Chapter 7 bankruptcy, the bankruptcy trustee can choose to terminate or to continue the lease or contract.
Are Annuities Exempt in Bankruptcy?
Learn how some annuities can be protected in bankruptcy.
How to Sue a Company That Has Filed for Bankruptcy
If you sue a company in bankruptcy, you'll have to follow some special procedures.