Carron Nicks


Carron Nicks started writing bankruptcy and consumer finance articles for Nolo as a freelancer in 2016. She joined the company as a full-time Legal Editor in 2022. Her articles appear on,,, and

Education. Carron earned a B.A. (psychology) and an M.S. (counseling) from the University of South Alabama. She earned her J.D. from Tulane University School of Law (New Orleans), where she was inducted into the Order of the Barristers honor society, and served as an articles editor on the Law Review, while enjoying beignets, gumbo, and gallons of cafe au lait. 

Legal career. After law school, Carron served as law clerk to judges on the U.S. Fifth Circuit Court of Appeals and the U.S. Bankruptcy Court. She has spent more than 25 years representing debtors, creditors, and trustees in bankruptcy court, and plaintiffs in consumer finance, credit reporting, and deceptive trade practices litigation. Carron’s favorite pro bono activity is answering questions from the public on the American Bar Association’s Free Legal Answers website. She is a member of the Texas Bar and maintains a bankruptcy practice in Dallas. Over the years, Carron has kept a number of Nolo self-help books prominently displayed on her office bookshelves. 

Other pursuits. Prior to law school, Carron worked for the bankruptcy court in her hometown and for a bank and a bankruptcy law firm as a paralegal. After law school, in addition to her law practice, Carron taught undergraduate legal studies and business students. She began writing for Nolo and other legal and consumer-oriented publications and websites focusing on bankruptcy and personal finance. She also homeschooled her two (now adult) children, taught in a homeschool educational co-op program, and served many years as Cookie Mom for her daughter’s Girl Scout troop. 

Why Nolo? Nolo’s mission aligns with Carron’s vision of an accessible and consumer-friendly legal system. She has always enjoyed breaking down complex legal concepts so that nonlawyers can better understand how laws affect their lives and are better prepared to engage an often baffling and intimidating legal system.

Articles By Carron Nicks

What Is a Bankruptcy Audit?
The U.S. Trustee audits bankruptcy cases every year. The purpose of the audit is to monitor fraud and prevent debtors from lying about their income and schedules.
Filing Chapter 7 Bankruptcy Without Your Spouse: What Happens to Debts & Property?
Learn what happens to debts and property when you file Chapter 7 bankruptcy without your spouse.
Options if You Can't Make Your Chapter 13 Plan Payments
Here’s what you can do if you can’t make your Chapter 13 plan payments or you need to suspend your payments for a few months.
Will a Pending Lawsuit Go Away If I File for Bankruptcy?
Filing for bankruptcy will get rid of some, but not all, lawsuits.
Can I File for Bankruptcy If I Have Equity in My Home?
You don't lose everything when you file a bankruptcy case. Most states allow you to protect a portion or all of the equity in your home with a bankruptcy exemption. Learn whether you can protect the equity in your house when you file a bankruptcy case.
How Long Does Negative Information Stay on a Credit Report?
The Fair Credit Reporting Act (FCRA) limits how long a credit reporting agency can report negative items on your credit report. Find out how long credit reporting agencies can report negative items on your credit report.
How to Shop for a Lawsuit Loan
If you've filed a personal injury lawsuit and are in need of cash, you might be considering a lawsuit loan (also called lawsuit funding, settlement funding, and lawsuit cash advances). Lawsuit funding companies heavily advertise lawsuit loans. But don't jump at the first company you encounter.
Lawsuit Loans: How Do They Work?
If you're in the middle of a personal injury lawsuit and need money, you might be able to get a lawsuit loan—an advance against any future lawsuit settlement or award amount.
Can I File for Bankruptcy If I Have a Reverse Mortgage?
Learn about the issues that can arise if you have a reverse mortgage and file a bankruptcy case.
What Is Embezzlement?
If you steal from your employer or someone else who has entrusted you with property or money, you can be convicted of a crime and sued in a civil court.