Consider “Demand Surge” (Local Rise in Building Costs) When Insuring Against Disaster
Your homeowners' insurance may not be adequate if many houses in the area sustain major damage.
If Your Home Is Under-Insured, Don't Expect a FEMA Bailout After a Disaster
Important reminder regarding maintaining sufficient homeowners' insurance.
Home Price Gains Highest Since 2005
Selling a house? Take recent home appreciation levels into account.
No Increase in Amount Family or Friends Can Gift You to Buy a Home in 2015
The gift tax exclusion remains at $14,000.
New California Notary Certificates & Updates for California Deeds
Effective January 1, 2015, new language must appear at the top of a California notary certificate.
Federal "Protecting Tenants at Foreclosure Act" expires
Effective on December 31, 2014, the federal "Protecting Tenants at Foreclosure Act of 2009" (PTAFA) expired.
Home Buyers: Say Goodbye to the old HUD-1, GFE, and Truth-in-Lending Forms, Starting August 1, 2015
If you're among the lucky few who will pay all cash for your home, you can stop reading right now.
Understanding New Know-Before-You-Owe Mortgage Forms
Federal requirements for mortgage forms that became effective in 2015 should make it easier to understand the obligation you're taking on.
October 3, 2015 was the start date for mortgage lenders to begin using new, simpler forms created by the Consumer Financial Protection Bureau (CFPB).
People who live in condomiums, townhomes, or homes in other developments governed by a homeowners' association know that they have to abide by the community's internal rules and regulations.