If an identity thief steals your personal information and opens new accounts, make purchases, or gets a tax refund in your name, you should get a Federal Trade Commission (FTC) Identity Theft Report. You can then use the Identity Theft Report to prove to creditors and businesses that you're the victim of identity theft.
For victims of identity theft, getting an Identity Theft Report makes it easier to fix problems that an identity thief has caused. In many cases, you'll be able to use an Identity Theft Report instead of a police report to clear up credit issues related to identity theft.
You can use the report to:
To get an Identity Theft Report, report the identity theft to the FTC. You can report situations involving:
If you're the victim of identity theft, go to IdentityTheft.gov—the federal government's main resource for identity theft victims—to get a personal recovery plan, sample letters to send to your creditors, and to get an Identity Theft Report.
The website also provides valuable information about what to do after your identity is stolen, other possible steps you should take, and specific instructions for certain accounts such as utilities, phones, government benefits, checking accounts, etc.
You can also get more information about dealing with identity theft at the FTC's Identity Theft website.