Amy Loftsgordon


Amy Loftsgordon is a legal editor at Nolo, focusing on foreclosure, debt management, and personal finance. She writes for and and has been quoted by news outlets that include U.S. News & World Report and Bankrate.

Amy received a B.A. from the University of Southern California and a law degree from the University of Denver. She is licensed to practice law in Colorado.

Working at Nolo. In 2012, Amy started writing for Nolo as a freelancer. Since that time she has written hundreds of articles covering foreclosure, credit issues, consumer protection matters, and more. In 2017, Amy became a full-time legal editor with Nolo. Her favorite part of the job is researching and analyzing dry, complicated materials—like state statutes, federal regulations, and court cases—and then explaining that information in a way that makes it palatable and engaging for the everyday reader.

Early legal career. Amy began her writing career while still in law school, producing case summaries for Wickstrom Legal, a small publishing company. After graduating from law school in 2001, Amy started working in foreclosure and related areas, first in her own law practice and then at a law firm where she was responsible for ensuring compliance with foreclosure and collections laws.

Foreclosure experience. Amy has drafted foreclosure-related training programs and loan servicing compliance procedures for various law firms, as well as written training manuals for collections operations in Panama. (She takes pride in the fact that she drove to and from Panama—around 7,000 miles roundtrip.) Amy also performed compliance reviews of foreclosures in multiple states as part of the national Independent Foreclosure Review.

Bank litigation support. In 2016, Amy began working for Investors Consulting Group (ICG), a firm that provides subject matter expert services in fields such as loan origination, credit underwriting, securitization, and mortgage servicing. She was instrumental in the preparation and writing of expert reports that were used in several lawsuits against banks and servicers accused of mishandling preforeclosure, loss mitigation, foreclosure, and REO processes. At ICG, Amy also conducted loan-level audits to assess servicer compliance with federal mortgage servicing laws, RESPA, TILA, SCRA, state foreclosure laws, and UDAAP/UDAP laws, as well as Making Home Affordable and FHA loss mitigation procedures.

Publications. Amy has updated several Nolo books, including The Foreclosure Survival Guide, Credit Repair, and Solve Your Money Troubles, and edited several others, like The Essential Guide to Handling Workplace Harassment & Discrimination, Working for Yourself, Starting & Building a Nonprofit, and the Legal Guide for Starting & Running a Small Business.

Articles By Amy Loftsgordon

Foreclosure Mediation Program in Ohio
In an Ohio foreclosure, you can request foreclosure mediation, if available.
Do I Need a Foreclosure Attorney?
If you're facing a foreclosure, find out when hiring a lawyer is a good idea—and when it might not be necessary.
Foreclosure Rescue Scams to Avoid
If you're facing a foreclosure, be on the lookout for scammer rescue companies that claim they can help you save your home.
Get Help Avoiding Foreclosure: Using a HUD-Approved Housing Counselor
HUD-approved housing counselors will work with you, free of charge, to help you avoid foreclosure.
Foreclosure Mediation Program in Connecticut
If you’re behind in mortgage payments and live in Connecticut, the state's mediation program might be able to help you save your home from foreclosure.
Foreclosure Mediation Program in Nevada
If you’re behind in mortgage payments and live in Nevada, the state's mediation program might be able to help you save your home from foreclosure.
Mortgage Rules on "Ability to Repay"
The CFPB's ability to pay rule requires mortgage lenders to make sure a borrower can afford a mortgage before issuing the loan.
What Happens If I Don't Pay Property Taxes in Massachusetts?
If you don’t pay your property taxes in Massachusetts, you might eventually lose ownership of your home.
What Happens If I Don't Pay Property Taxes in Louisiana?
Your Louisiana property, or a portion of it, could be sold at a tax sale to pay off a delinquent tax bill.
What Happens If I Don't Pay Property Taxes in Indiana
Failing to pay your property taxes in Indiana will likely result in a tax sale.