Amy Loftsgordon


Amy Loftsgordon is a legal editor at Nolo, focusing on foreclosure, debt management, and personal finance. She writes for and and has been quoted by news outlets that include U.S. News & World Report and Bankrate. Amy received a B.A. from the University of Southern California and a law degree from the University of Denver. She is licensed to practice law in Colorado. Working at Nolo. In 2012, Amy started writing for Nolo as a freelancer. Since that time she has written hundreds of articles covering foreclosure, credit issues, consumer protection matters, and more. In 2017, Amy became a full-time legal editor with Nolo. Her favorite part of the job is researching and analyzing dry, complicated materials—like state statutes, federal regulations, and court cases—and then explaining that information in a way that makes it palatable and engaging for the everyday reader. Early legal career. Amy began her writing career while still in law school, producing case summaries for Wickstrom Legal, a small publishing company. After graduating from law school in 2001, Amy started working in foreclosure and related areas, first in her own law practice and then at a law firm where she was responsible for ensuring compliance with foreclosure and collections laws. Foreclosure experience. Amy has drafted foreclosure-related training programs and loan servicing compliance procedures for various law firms, as well as written training manuals for collections operations in Panama. (She takes pride in the fact that she drove to and from Panama—around 7,000 miles roundtrip.) Amy also performed compliance reviews of foreclosures in multiple states as part of the national Independent Foreclosure Review. Bank litigation support. In 2016, Amy began working for Investors Consulting Group (ICG), a firm that provides subject matter expert services in fields such as loan origination, credit underwriting, securitization, and mortgage servicing. She was instrumental in the preparation and writing of expert reports that were used in several lawsuits against banks and servicers accused of mishandling preforeclosure, loss mitigation, foreclosure, and REO processes. At ICG, Amy also conducted loan-level audits to assess servicer compliance with federal mortgage servicing laws, RESPA, TILA, SCRA, state foreclosure laws, and UDAAP/UDAP laws, as well as Making Home Affordable and FHA loss mitigation procedures. Publications. Amy has updated several Nolo books, including The Foreclosure Survival Guide, Credit Repair, and Solve Your Money Troubles, and edited several others, like The Essential Guide to Handling Workplace Harassment & Discrimination, Working for Yourself, Starting & Building a Nonprofit, and the Legal Guide for Starting & Running a Small Business.

Articles By Amy Loftsgordon

Foreclosure and Divorce
Divorce and foreclosure often go hand in hand.
Frozen Bank Accounts
When creditors "freeze" your bank account, they collect on unpaid debts from those funds.
Stolen Identity? Take These Recovery Steps
Here's a checklist of the recovery steps you need to take if your identity has been stolen.
Disputing a Billing Error on Your Debit or Credit Card Statement
People who use debit and credit cards are likely to eventually experience a credit or debit billing issue.
Frequently Asked Questions (FAQs) About Debt and Death
What happens to debt when a person dies?
How to Stop Foreclosure: Forbearance Agreement, Repayment Plan, and Loan Modification
Forbearance agreements, repayment plans, and loan modifications are different ways mortgage borrowers can avoid a foreclosure.
How to Break a Car Lease If You’re in the Military
The Servicemembers Civil Relief Act (SCRA) allows a military servicemember to cancel an automobile lease under certain circumstances.
Florida Restrictions on Telemarketers
Florida law protects consumers from telemarketers.
Fast-Cash Options to Avoid If You Need Money
If you need money fast, it's usually best to avoid payday loans, high-interest personal loans, debt consolidation loans, and car title loans. These options come at a steep price.
Alaska Wage Garnishment Laws
If you're a state resident, Alaska's wage garnishment laws are stricter than federal wage garnishment laws.