Amy Loftsgordon


Amy Loftsgordon is a legal editor at Nolo, focusing on foreclosure, debt management, and personal finance. She writes for and and has been quoted by news outlets that include U.S. News & World Report and Bankrate.

Amy received a B.A. from the University of Southern California and a law degree from the University of Denver. She is licensed to practice law in Colorado.

Working at Nolo. In 2012, Amy started writing for Nolo as a freelancer. Since that time she has written hundreds of articles covering foreclosure, credit issues, consumer protection matters, and more. In 2017, Amy became a full-time legal editor with Nolo. Her favorite part of the job is researching and analyzing dry, complicated materials—like state statutes, federal regulations, and court cases—and then explaining that information in a way that makes it palatable and engaging for the everyday reader.

Early legal career. Amy began her writing career while still in law school, producing case summaries for Wickstrom Legal, a small publishing company. After graduating from law school in 2001, Amy started working in foreclosure and related areas, first in her own law practice and then at a law firm where she was responsible for ensuring compliance with foreclosure and collections laws.

Foreclosure experience. Amy has drafted foreclosure-related training programs and loan servicing compliance procedures for various law firms, as well as written training manuals for collections operations in Panama. (She takes pride in the fact that she drove to and from Panama—around 7,000 miles roundtrip.) Amy also performed compliance reviews of foreclosures in multiple states as part of the national Independent Foreclosure Review.

Bank litigation support. In 2016, Amy began working for Investors Consulting Group (ICG), a firm that provides subject matter expert services in fields such as loan origination, credit underwriting, securitization, and mortgage servicing. She was instrumental in the preparation and writing of expert reports that were used in several lawsuits against banks and servicers accused of mishandling preforeclosure, loss mitigation, foreclosure, and REO processes. At ICG, Amy also conducted loan-level audits to assess servicer compliance with federal mortgage servicing laws, RESPA, TILA, SCRA, state foreclosure laws, and UDAAP/UDAP laws, as well as Making Home Affordable and FHA loss mitigation procedures.

Publications. Amy has updated several Nolo books, including The Foreclosure Survival Guide, Credit Repair, and Solve Your Money Troubles, and edited several others, like The Essential Guide to Handling Workplace Harassment & Discrimination, Working for Yourself, Starting & Building a Nonprofit, and the Legal Guide for Starting & Running a Small Business.

Articles By Amy Loftsgordon

Alaska Timeshare Foreclosure and Right to Cancel Laws
Learn about Alaska timeshare laws, including how to cancel a timeshare deal and under what circumstances your timeshare might get foreclosed.
$72M Available to Mississippi Homeowners Facing Foreclosure
January 17, 2022. Learn about Mississippi’s new COVID mortgage-relief program. You might be eligible for up to $50,000.
Help for Homeowners During the COVID Crisis
Learn what mortgage relief is available during the coronavirus pandemic.
$146M Available to Louisiana Homeowners Facing Foreclosure
January 10, 2022. You might qualify for up to $25,000 from Louisiana’s new COVID mortgage-relief program.
$50M Available to Rhode Island Homeowners Facing Foreclosure
January 10, 2022. You might qualify for up to $50,000 from Rhode Island’s new COVID mortgage-relief program.
$175M Available to Colorado Homeowners Facing Foreclosure
November 1, 2021. Learn about Colorado’s COVID mortgage-relief program.
$248M Available to Maryland Homeowners Facing Foreclosure
January 6, 2022. You might qualify for a loan of up to $30,000 or a grant up to $10,000 to cover housing-related costs from Maryland’s new COVID mortgage-relief program.
$1 Billion Available to California Homeowners Facing Foreclosure
December 27, 2021. Learn about California’s new COVID mortgage-relief program.
Mississippi Foreclosure Laws and Procedures
Learn how a Mississippi foreclosure works, including preforeclosure steps, foreclosure procedures, and homeowners’ rights under both state and federal laws.
Navient Canceling $1.7 Billion in Private Student Loans
January 13, 2022. A settlement with one of the nation’s largest student loan servicers includes $1.7 billion in debt cancellation and $95 million in restitution for borrowers.