Amy Loftsgordon

Attorney · University of Denver Sturm College of Law

Amy Loftsgordon is a legal editor at Nolo, focusing on foreclosure, debt management, and personal finance. She writes for and and has been quoted by news outlets that include U.S. News & World Report and Bankrate.

Amy received a B.A. from the University of Southern California and a law degree from the University of Denver. She is licensed to practice law in Colorado.

Working at Nolo. In 2012, Amy started writing for Nolo as a freelancer. Since that time she has written hundreds of articles covering foreclosure, credit issues, consumer protection matters, and more. In 2017, Amy became a full-time legal editor with Nolo. Her favorite part of the job is researching and analyzing dry, complicated materials—like state statutes, federal regulations, and court cases—and then explaining that information in a way that makes it palatable and engaging for the everyday reader.

Early legal career. Amy began her writing career while still in law school, producing case summaries for Wickstrom Legal, a small publishing company. After graduating from law school in 2001, Amy started working in foreclosure and related areas, first in her own law practice and then at a law firm where she was responsible for ensuring compliance with foreclosure and collections laws.

Foreclosure experience. Amy has drafted foreclosure-related training programs and loan servicing compliance procedures for various law firms, as well as written training manuals for collections operations in Panama. (She takes pride in the fact that she drove to and from Panama—around 7,000 miles roundtrip.) Amy also performed compliance reviews of foreclosures in multiple states as part of the national Independent Foreclosure Review.

Bank litigation support. In 2016, Amy began working for Investors Consulting Group (ICG), a firm that provides subject matter expert services in fields such as loan origination, credit underwriting, securitization, and mortgage servicing. She was instrumental in the preparation and writing of expert reports that were used in several lawsuits against banks and servicers accused of mishandling preforeclosure, loss mitigation, foreclosure, and REO processes. At ICG, Amy also conducted loan-level audits to assess servicer compliance with federal mortgage servicing laws, RESPA, TILA, SCRA, state foreclosure laws, and UDAAP/UDAP laws, as well as Making Home Affordable and FHA loss mitigation procedures.

Publications. Amy has updated several Nolo books, including The Foreclosure Survival Guide, Credit Repair, and Solve Your Money Troubles, and edited several others, like The Essential Guide to Handling Workplace Harassment & Discrimination, Working for Yourself, Starting & Building a Nonprofit, and the Legal Guide for Starting & Running a Small Business.

Articles By Amy Loftsgordon

Missouri Wage Garnishment Laws
Wage garnishment (also called “wage attachment” or “wage withholding”) is when a creditor takes money from your paycheck before you receive it. Missouri wage garnishment laws limit how much can creditors can take from your paycheck.
Nevada Wage Garnishment Laws
Nevada law limits the amount that a creditor can garnish (take) from your wages for repayment of debts.
Florida Wage Garnishment Laws
Florida wage garnishment laws limit the amount a creditor can take from your wages to repay debts.
Louisiana Wage Garnishment Laws
The Louisiana wage garnishment laws essentially mirror federal wage garnishment laws.
Wisconsin Wage Garnishment Laws
Wisconsin’s wage garnishment laws are stricter than federal wage garnishment laws.
Disputing Incomplete and Inaccurate Information in Your Credit Reports
If your credit reports contain errors or outdated information, here’s how to dispute those items with the credit reporting bureaus.
How Credit Scores Work
Learn what a good credit score is, how credit scores are calculated, and why your credit score is important.
Key Aspects of State Foreclosure Law: 50-State Chart
Check out this 50-state chart to learn about the important features of each state's foreclosure procedures.
Summary of State Foreclosure Laws
The linked pages below provide details about each state’s foreclosure laws.
Homeowners' Association (HOA) Laws in Colorado
Learn about Colorado laws that can protect you if you live in an HOA-governed community.