Who will have authority to access or manage your digital assets after you die? In Georgia, no one will – not even your executor. Georgia law does not give an executor any power to access online accounts – even to shut them down. When you die, your online presence will continue on without you, and – unless you leave your executor password and login information -- there will be little that your executor can do to get into your accounts or files.
That said, Georgia is currently considering a law (2015 Georgia House Bill 274) that would give executors broad access to a deceased person’s digital assets. If passed, this law could allow your executor to access all of your digital assets – even those you might want to keep private. If you have concerns about your privacy, follow this law, and be sure to leave your executor clear instructions about which accounts and files to access, and which to leave alone.
“Digital assets” are any digital record that you own or have control over. This includes email accounts, blogs, social media accounts, financial accounts, digital files (music, photos, movies), apps, or any other online or digital account or file. Your access to these accounts or files is usually limited by the “terms of service” that you agree to when creating an account or buying or licensing a product online.
Learn more about What Are Digital Assets?
In Georgia, what happens to your digital assets depends on whether you’ve made a plan. Georgia law gives your executor no authority to access your digital assets. So unless you leave your loved ones a list of your accounts, instructions about how to access them, and guidance about what to do with them, your digital assets will continue to exist, but nobody will be able to access, modify or delete them. Most accounts and files will just continue untouched until the company that manages them terminates the account, at which point all data will be lost.
This inability for anyone to access your accounts is disconcerting because your executor may need access your digital assets to 1) officially wrap up your affairs, and 2) follow your instructions about what to do with your digital accounts and files.
Read more about Why Your Executor Needs Access to Your Digital Assets.
Because Georgia does not grant executors the authority to access digital accounts, the only way to be sure that anyone will be able to get in to your accounts after your die is to very clearly leave instructions and access information for the person who will be wrapping up your affairs. Leave a list of your accounts with user names and passwords and explain what you want done with each one. That way, even though Georgia does not give your executor the authority to access your accounts, he or she will be able to get in and make the changes that you request. You can leave this information in a letter to be found after you die. Just keep the letter in a secure place, make sure that your executor knows where to find it, and remember to keep it up to date.
Although Georgia doesn’t grant authority to your executor to access your digital assets, that is likely to change soon. Lawmakers are finally catching up with the digital age, realizing that executors need access to digital assets to wrap up a deceased person’s estate. A handful of states have laws that provide this authority, and many more are considering adding it to their statutes – including Georgia.
But even if Georgia passes a law granting access to your executor, it will still be a daunting task to access each of your accounts and files. Even with legal authority, it will be much less burdensome, if you leave access information and instructions for the person who will wrap up your estate. That way, your executor can just go into the accounts and do the job, without having to ask for permission.
Maybe you don’t want anyone going into your accounts after you die, not even the people most close to you. That certainly seems like a reasonable request – if the accounts and files are private in life, shouldn’t they be private in death? In fact, internet companies argue this very point – that they should not provide survivors with access to accounts because it would violate the privacy of the deceased person. In contrast, the laws that many states may adopt give executors very broad access to a deceased person’s accounts, with the idea that digital assets are just like assets that you leave in your desk drawer. The new laws basically make all of your digital assets available to your executor to sort through after you die. This certainly raises privacy concerns.
However, because executors do not yet have authority to access your digital accounts and files in Georgia, the best way to keep your survivors out of your digital business is to simply not provide them with any way to access your accounts or files. Make your account names and passwords difficult to guess, so that even someone who knows you well would be stumped. If Georgia does pass a law that gives your executor access to your digital assets, see a lawyer to help protect your privacy after your death.
(Georgia – Non-UFADAA proposed)