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Student Loan Debt in Bankruptcy
Most debtors will not be able to discharge (wipe out) student loan debt in Chapter 7 or Chapter 13 bankruptcy.
Discharging Cosigned Student Loans in Bankruptcy
If you are the cosigner on someone else’s student loan, in most courts you cannot discharge your obligation to repay that loan unless you meet bankruptcy’s undue hardship standard.
I owe tuition, room, and board to my former college. Can I discharge this debt in bankruptcy?
If tuition, room, and board debt is not a loan, you can discharge it in bankruptcy.
I took out a PLUS loan for my son. Can I discharge it in bankruptcy?
You can wipe out a PLUS loan in bankruptcy if you demonstrate undue hardship.