Student Loan Debt in Bankruptcy

Most debtors will not be able to discharge (wipe out) student loan debt in Chapter 7 or Chapter 13 bankruptcy.

Discharging Student Loans in Bankruptcy in Indiana, Illinois, and Wisconsin

In order to wipe out student loans in bankruptcy, you must prove to the court that paying them would cause you undue hardship.

Discharging Cosigned Student Loans in Bankruptcy

If you are the cosigner on someone else’s student loan, in most courts you cannot discharge your obligation to repay that loan unless you meet bankruptcy’s undue hardship standard.

Does Bankruptcy Stop the Collection of Student Loans?

Bankruptcy's automatic stay stops student loan collection during your bankruptcy, including wage garnishment and bank account attachment.

Getting College Transcripts Through Bankruptcy

Most courts require schools to release your transcripts when you file for bankruptcy.

I owe tuition, room, and board to my former college. Can I discharge this debt in bankruptcy?

If tuition, room, and board debt is not a loan, you can discharge it in bankruptcy.

I charged college books and a computer on my credit card. Can I discharge that debt in bankruptcy?

Credit card debt for education expenses can be wiped out in Chapter 7 bankruptcy.

I took out a PLUS loan for my son. Can I discharge it in bankruptcy?

You can wipe out a PLUS loan in bankruptcy if you demonstrate undue hardship.

Will bankruptcy get rid of a cash advance used to pay off my student loan?

In most situations, if you pay off student loans with cash advances from your credit card, the cash advance debt won't be wiped out in bankruptcy.