Sample Demand Letter—Car Accident with Serious Injury

Here is an example of what a demand letter might look like in a car accident claim involving serious injuries.

Updated by Stacy Barrett, Attorney
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Here is an example of what a demand letter might look like in a car accident claim where the crash resulted in serious injury. Feel free to use it as a template to follow when drafting your own correspondence to the at-fault driver's insurance adjuster.

What to Expect After You Send Your Demand Letter

After you send your demand letter, you'll have to wait to hear back from the adjuster. The adjuster might agree to your demand right away or make a reasonable offer to settle your claim. Some claims take a bit more work. The adjuster might ignore your demand letter or reject your claim outright.

If an adjuster doesn't respond to your demand, be persistent. Confirm that the adjuster has your entire file and ask for an explanation for the lack of response to your demand.

If an adjuster makes an unreasonably low offer, ask the adjuster to give you reasons for the lowball offer and explain in writing why the adjuster is wrong about your claim.

Learn more about what to do when an adjuster doesn't respond to your demand letter and how to respond to a low personal injury settlement offer.

Talk to a Lawyer

You can talk to a lawyer at any point during the car accident claim process. A lawyer can:

  • give you an informed, objective opinion about the value of your claim
  • gather and organize the documents you need to support your claim
  • draft an effective demand letter
  • negotiate a fair settlement with the insurance company, and
  • talk you through the pros and cons of filing a car accident lawsuit.

Learn more about how a car accident attorney can help you. You can also connect with a lawyer directly from this page for free.

For more tips on putting a demand letter together, check out: Demand Letters in Injury Cases.

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Full Name is required
Email is required
Please add a valid Email
Phone Number is required
Please enter a valid Phone Number
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Please add a valid Zip Code
Description is required
By clicking "Find a Lawyer", you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may contact you on the number you provided for marketing purposes, discuss available services, etc. Messages may be sent using pre-recorded messages, auto-dialer or other automated technology. You are not required to provide consent as a condition of service. Attorneys have the option, but are not required, to send text messages to you. You will receive up to 2 messages per week from Martindale-Nolo. Frequency from attorney may vary. Message and data rates may apply. Your number will be held in accordance with our Privacy Policy.

You should not send any sensitive or confidential information through this site. Any information sent through this site does not create an attorney-client relationship and may not be treated as privileged or confidential. The lawyer or law firm you are contacting is not required to, and may choose not to, accept you as a client. The Internet is not necessarily secure and emails sent through this site could be intercepted or read by third parties.

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