Sample Demand Letter—Car Accident with Serious Injury

Here is an example of what a demand letter might look like in a car accident claim involving serious injuries.

Updated by Stacy Barrett, Attorney · UC Law San Francisco

Here is an example of what a demand letter might look like in a car accident claim where the crash resulted in serious injury. Feel free to use it as a template to follow when drafting your own correspondence to the at-fault driver's insurance adjuster.

What to Expect After You Send Your Demand Letter

After you send your demand letter, you'll have to wait to hear back from the adjuster. The adjuster might agree to your demand right away or make a reasonable offer to settle your claim. Some claims take a bit more work. The adjuster might ignore your demand letter or reject your claim outright.

If an adjuster doesn't respond to your demand, be persistent. Confirm that the adjuster has your entire file and ask for an explanation for the lack of response to your demand.

If an adjuster makes an unreasonably low offer, ask the adjuster to give you reasons for the lowball offer and explain in writing why the adjuster is wrong about your claim.

Learn more about what to do when an adjuster doesn't respond to your demand letter and how to respond to a low personal injury settlement offer.

Talk to a Lawyer

You can talk to a lawyer at any point during the car accident claim process. A lawyer can:

  • give you an informed, objective opinion about the value of your claim
  • gather and organize the documents you need to support your claim
  • draft an effective demand letter
  • negotiate a fair settlement with the insurance company, and
  • talk you through the pros and cons of filing a car accident lawsuit.

Learn more about how a car accident attorney can help you. You can also connect with a lawyer directly from this page for free.

For more tips on putting a demand letter together, check out: Demand Letters in Injury Cases.

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