Repossession of Personal Property
There are times when a creditor can take your property without suing you first. When a creditor does this, it's called repossession. Many people have heard of car repos. But in certain situations, creditors can also take your household appliances, large screen TV, or any other item of property that serves as security for a loan.
The key to repossession lies in secured debt -- the property must serve as collateral as payment for a loan or other debt.
Below you'll find articles explaining when creditors can repossess property, how particular items are repossessed, and what happens if you still owe money after the creditor takes and sells your property (called a deficiency balance). To get specific articles on car repo, visit our Car Repossessions page.
Creditors can take your property if you default on a secured debt. Learn more.
Find out what property your creditors can repossess, and what's off limits.
Learn about your options for getting a repossessed car back, and whether you should consider hiring an attorney to help you reclaim your vehicle.
You may owe still owe money after your car or other property is repossessed. This is called a deficiency.
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