Protecting Your Home and Property During Foreclosure

While you are in the midst of the foreclosure process, you want to make sure that you, your home, and your belongings are protected. In order to do so, you should be aware of several problems that have been cropping up far to often in recent years.  

  • A property preservation company, hired by your mortgage servicer, may change your locks, remove belongings, or take other actions while you are still living there.
  • The mortgage servicer might erroneously believe that you have abandoned (left) the home, and take measures to secure the property or expedite the foreclosure process (called fast-tracking of abandoned homes).
  • You might move out only to have your home linger in the foreclosure process for years, during which time you are responsible for property taxes, maintenance of the property, and more (called a zombie foreclosure).
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