Property and Judgment Liens
A property lien is a notice to the world that someone (usually a creditor) claims that you owe it money. The lien is "recorded" against a particular piece of property, such as your home or car. Usually, you cannot sell or transfer the property while the lien is in existence.
Liens are often divided into those that can be recorded against your property without a judgment (often simply called property liens) and those that can only be recorded against your property after the creditor has sued you and won (often called judgment liens).
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Learn what a property lien is and how it affects your property.
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Not every creditor can place a lien on your property. Learn when this can happen.
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What Is the Difference Between a Property Lien and a Judgment Lien?
Learn the differences between property liens and judgment liens.
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Can a judgment creditor foreclose on my home?
Judgment creditors can force the sale of your home to get paid, but they rarely do this.
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Real Estate Liens on Jointly Owned Property
Find out if a creditor with a judgment against your spouse can place a lien on property you both own jointly.
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