Judgment Liens on Property in Hawaii

You got a Hawaii money judgment. Now it's time to collect. We explain how to record Hawaii judgment liens, collect on a lien, extend your judgment, and more.

By , Attorney University of Missouri–Kansas City School of Law
Updated 6/09/2025

You went to court and got a judgment that says you're entitled to money from the party you sued, now called a "judgment debtor." What comes next? How can you—the judgment creditor—collect the money you're due? That's the focus of this article.

One way to collect is by putting judgment liens on the judgment debtor's Hawaii property. After a quick review of how judgment liens differ from judgments, we'll turn our attention to the specifics of Hawaii law. In particular, we cover:

  • the kinds of property subject to Hawaii judgment liens
  • how you put judgment liens on Hawaii property
  • how long your judgment lien lasts, and
  • the ways you can turn your judgment lien into money.

If you want some background information, here's more about how court judgments are collected.

What's the Difference Between a Judgment and a Judgment Lien?

A judgment is a court order that says a judgment creditor is legally entitled to a sum of money from a judgment debtor. But a judgment, standing alone, isn't self-enforcing. That is, you can't take a judgment to your county sheriff's office and demand that the judgment debtor's real estate be sold to pay you.

If you want to seize and sell the judgment debtor's property, you first have to attach your judgment to specific items of property. That's what a judgment lien does. As we discuss later, when a certified copy of your judgment is recorded with the Hawaii Bureau of Conveyances, it becomes a lien against the judgment debtor's nonexempt real estate statewide. Once that's done, you can look for ways to turn your judgment into cold, hard cash.

Kinds of Property Subject to Hawaii Judgment Liens

In Hawaii, you can attach judgment liens only to real estate, meaning land, houses, buildings, and other improvements. A properly recorded judgment attaches a lien to real estate the judgment debtor:

  • presently owns, and
  • acquires later, as long as your judgment lien is still good.

No Liens on Personal Property

You can't put judgment liens on Hawaii personal property—cars, artwork, antiques, electronics, household furnishings, and the like. But that doesn't mean a judgment debtor always gets to keep their autos, boats, and other big ticket items. Even without judgment liens, there's a way to have the sheriff seize personal property.

If you're considering this step, speak to a Hawaii collection lawyer first. They can tell you whether it's worth your time and expense to go after the judgment debtor's personal property—and there's a good chance it won't be. If it's likely to be worthwhile, they'll guide you through the process.

Property Exempt From Hawaii Judgment Liens

Like all states, Hawaii exempts some property—both real and personal—from the reach of creditors. Unless stated otherwise, dollar amounts mentioned here represent the maximum value of the debtor's exempt equity in the property, which might not be the same as the property's market value. In addition, some exemptions are subject to exceptions.

Here are a few examples.

  • Homestead exemption. The homestead exemption shields up to $20,000 of equity in one parcel of real estate, or $30,000 if the property belongs to a judgment debtor who's the head of a family or aged 65 or older.
  • Motor vehicle exemption. Equity of up to $2,575 in one motor vehicle is protected from collection efforts.
  • Household goods exemption. Hawaii law exempts all household furnishings, appliances, books, and wearing apparel ordinarily and reasonably necessary for the debtor or their family, with no dollar limit.
  • Personal effects exemption. Jewelry, watches, and similar personal accessories are exempt up to an aggregate value of $1,000.
  • Tools of the trade exemption: Finally, there's no dollar limit on the exemption for tools, uniforms, books, and equipment, which can include one commercial fishing boat and nets, one motor vehicle, and other property reasonably necessary for the judgment debtor's business or occupation.

How to Attach Hawaii Judgment Liens

Hawaii has a convenient statewide real estate judgment lien recording system. To attach a judgment lien to real estate situated anywhere in Hawaii, simply follow these steps.

  • Get a certified judgment copy. First, you need a certified copy of the judgment. Check the court clerk's website for directions and forms to request certified copies online. If you don't find what you're after there, call the clerk's office and ask for instructions. You'll be charged a small fee for the certified copy.
  • Check for necessary information. Every Hawaii judgment should include the Hawaii or federal tax identification number, or for an individual the Social Security number, of the judgment debtor. If that information isn't included and you don't have access to it, you'll need to prepare a certificate stating that the information doesn't exist or isn't in your possession. Attach the certificate to the certified judgment copy.
  • Record with Bureau of Conveyances. Record the certified judgment copy (and if necessary, the certificate you prepared) with the Hawaii Bureau of Conveyances.

Once recorded, your judgment creates a lien on all the judgment debtor's Hawaii real estate.

As a general rule, a Hawaii judgment lien expires when the underlying judgment expires. Below, we discuss how to extend a Hawaii judgment and the impact that has on your judgment liens.

How Long Does a Hawaii Judgment Last?

Unless it's extended, a Hawaii judgment expires ten years from the date it was entered. Once it expires, your judgment is legally dead. Nothing you do will bring it back to life. You can't take any additional steps to collect it. In short, you've lost the right to the money you were owed.

Extending a Hawaii Judgment

Before your Hawaii judgment expires, you can extend it by filing a motion for extension with the court where the judgment originally was entered. Ask the court to extend it for another ten year term. Note that the maximum life of a Hawaii judgment is 20 years from the date it was first entered.

When you file your motion, you must notify the judgment debtor by serving them with a copy. If the judgment debtor doesn't oppose your motion, the court will grant it. But if they contest the extension, the court will hold a hearing. Should that happen, you'll want to be represented by experienced legal counsel.

Extending Your Judgment Liens

Because Hawaii judgment liens are good for the life of the underlying judgment, Hawaii law doesn't mandate that you take any additional steps to renew your liens once you've extended the judgment. Judgment liens should remain in place and retain their spot in line for payment.

But some title companies prefer that you take the extra step of recording the order extending your judgment with the Bureau of Conveyances. This assures there won't be any confusion about whether your judgment remains in effect or your liens are in place.

If you have questions or aren't sure what to do, get advice from an experienced Hawaii collections attorney.

How Do You Turn a Hawaii Judgment Lien Into Money?

In general, there are three ways you can try to collect on a Hawaii judgment lien:

  • negotiate a settlement
  • wait for the judgment debtor to sell or refinance the property, and
  • execute on your lien.

Negotiate a Settlement

If you want payment sooner rather than later, this is likely your best choice. No, you won't get all the money you're entitled to, but that's the nature of a settlement. You'll collect faster—and more inexpensively—than via the other two options.

Wait for the Judgment Debtor to Sell or Refinance

Most often, a buyer or lender will insist on clear title, free of all judgment liens. To sell or refinance, the judgment debtor will have to approach you to make a deal. Only now, you've got more negotiating leverage. As long as you're willing to sit tight and wait, this too is a low-cost, low-stress way to collect.

Execute on Your Lien

Executing on your lien means having the sheriff sell the judgment debtor's property at auction. This might seem like a tempting option. But before you head down this path, check with a local attorney to find out about the legwork and costs involved. In addition, see who's ahead of you in payment priority, or you might discover—too late—that the sale proceeds aren't enough to pay you in full (or at all).

Lastly, be aware that this step might be just the push the judgment debtor needs to declare bankruptcy. Should that happen, you're likely to be standing in a long, very unhappy line of creditors with little chance of getting paid.

Next Steps

We've covered Hawaii judgment lien basics, but of course, the devil's in the details. Now that you're familiar with Hawaii law, you might decide that your best option is to get help collecting your judgment. An experienced Hawaii creditor's rights or collection attorney can answer your questions and help you chart a collection path that gives you the best chance to maximize your recovery.