Insurance Benefits
Many employers offer health insurance coverage and/or disability insurance. The articles in this section provide information about these important benefits, including what to expect from health care reform, how to continue your health insurance after you lose your job, and how to claim long-term disability benefits. We also provide information on the federal government's disability insurance program, Social Security Disability Insurance (SSDI).
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Can my employer require me to take a personality test?
I say this is a job and not a therapist's office. Can they make me take this test?
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Can I buy health insurance on the exchange rather than signing up for my employer's insurance?
Can I use Obamacare instead of my employer's health insurance? Are there any consequences to doing this?
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Can my employer's wellness program reward only employees who meet a certain weight loss goal?
Can the program disqualify me for following my doctor's orders as to healthy weight loss?
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Do I have to complete a health screening for my employer's workplace wellness program?
Can they require me to participate?
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Can I buy health insurance on the exchange after I quit my job?
Can I enroll when I need insurance, or do I have to use COBRA until open enrollment comes around?
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State Laws on Insurance Continuation
In addition to the federal COBRA law, state laws also give employees the right to continue health insurance after a job ends.
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COBRA: Continuing Health Insurance After a Job Loss
If you lose your job, you may have the right to continue your health insurance coverage for 18 months -- but you'll have to pay the full premium.
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Does the health care reform law require me to get insurance for my nanny?
Does this mean we have to provide health insurance or pay a penalty?
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