Insurance Benefits

Many employers offer health insurance coverage and/or disability insurance. The articles in this section provide information about these important benefits, including what to expect from health care reform, how to continue your health insurance after you lose your job, and how to claim long-term disability benefits. We also provide information on the federal government's disability insurance program, Social Security Disability Insurance (SSDI).

Private Health and Disability Benefits

Can my employer require me to take a personality test?

I say this is a job and not a therapist's office. Can they make me take this test?
Can I buy health insurance on the exchange rather than signing up for my employer's insurance?

Can I use Obamacare instead of my employer's health insurance? Are there any consequences to doing this?
Workplace Health Screening: Do I Have to Participate?

Can my employer require me to take part in a workplace health screening?
State Laws on Insurance Continuation

In addition to the federal COBRA law, state laws also give employees the right to continue health insurance after a job ends.
COBRA: Continuing Health Insurance After a Job Loss

If you have employer-provided health insurance and you're fired or laid off, you'll probably want to know whether and how long you'll be able to keep your coverage.
Is My Employer Required to Provide Health Care Coverage?

With the high cost of medical care in the United States, it’s no surprise that health insurance is one of the most highly sought-after benefits by employees. Many employers use benefit packages—including health, vision, and dental coverage—to attract and retain employees.

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