Important Foreclosure Decisions

Strategic Default: Should You Walk Away From Your Home?

With a strategic default, you decide to let your home go through a foreclosure because it's a bad financial decision to keep it. Learn the consequences and alternatives.

Should I Hire a Lawyer to Help With My Short Sale?

If you’re a struggling homeowner facing foreclosure and thinking about selling your home in a short sale, you’ll need to decide whether you should hire an attorney or a real estate agent—or both—to help you with the process.

Should You File an Answer to a Foreclosure Lawsuit?

If your lender files a foreclosure lawsuit against you, you need to figure out if you want to file a response—officially called an “answer”—to the suit.

Should You Fight Your Foreclosure in Court?

Read this article before you decide whether you should fight your foreclosure in court.

Should I Hire a Lawyer to Help With My Mortgage Modification?

Tips on when you should consider hiring an attorney to help you with a mortgage modification application.

Do I Need a Lawyer for a Deed in Lieu of Foreclosure?

Question I took out a mortgage loan a couple of years ago, but got in over my head.

Should I Apply for a Mortgage Modification Before or After Divorce?

Getting a mortgage modification while you’re going through a divorce can be tricky. You’ll need to get your timing right and make sure all your ducks are in a row.

Should I Ignore Calls From My Mortgage Servicer?

If you want to save your home from foreclosure, proactive and responsive communication with your servicer is critical.

Should I stop paying my mortgage so I qualify for a loan modification?

You don't have to default on mortgage payments in order to get a loan modification, and it's a bad idea to do so.

Can I Negotiate a Short Sale Without a Lawyer?

While you can negotiate a short sale without an attorney, there are many reasons why it’s a good idea to hire one to represent you in the transaction. Lawyers are trained negotiators who can push the deal through, as well as help you avoid a deficiency judgment after the sale. Read on to learn more

What If I Can't Afford to Hire a Foreclosure Lawyer?

Get guidance on handling part of a foreclosure case yourself, or finding free or low-cost legal help.