Federal law, state law, and your mortgage contract provide you with protections and rights in a foreclosure.
Get tips on what to do—and what not do—if you’re facing a foreclosure.
What Does It Mean to “Default” on a Mortgage Loan?
The terms of the mortgage or deed of trust you signed when getting your home loan usually define what constitutes default.
What Is Summary Judgment in a Foreclosure?
If you respond to a foreclosure lawsuit, but don’t bring up any valid issues, the foreclosing party will likely ask the court for summary judgment.
What’s a Default Judgment in a Foreclosure?
If you don’t respond to a foreclosure lawsuit, the foreclosing party will ask the court for a default judgment.
Strategic Default: Should You Walk Away From Your Home?
With a strategic default, you decide to let your home go through a foreclosure because it's a bad financial decision to keep it. Learn the consequences and alternatives.
Should You File an Answer to a Foreclosure Lawsuit?
If your lender files a foreclosure lawsuit against you, you need to figure out if you want to file a response—officially called an “answer”—to the suit.
Should I Hire a Lawyer to Help With My Short Sale?
If you’re a struggling homeowner facing foreclosure and thinking about selling your home in a short sale, you’ll need to decide whether you should hire an attorney or a real estate agent—or both—to help you with the process.
I lost my job, can I get help with my mortgage?
If you're unemployed, you might be able to get a mortgage forbearance, loan modification, or temporary financial assistance to tide you over.
Should I Stop Paying My Mortgage To Qualify For a Loan Modification?
You don't have to be behind on mortgage payments to get a loan modification. And it's a bad idea to default on purpose.