How to Handle a Foreclosure

Your Rights in a Foreclosure

Federal law, state law, and your mortgage contract provide you with protections and rights in a foreclosure.

Foreclosure Do's and Don'ts

Get tips on what to do—and what not do—if you’re facing a foreclosure.

What Does It Mean to “Default” on a Mortgage Loan?

The terms of the mortgage or deed of trust you signed when getting your home loan usually define what constitutes default.

What Is Summary Judgment in a Foreclosure?

If you respond to a foreclosure lawsuit, but don’t bring up any valid issues, the foreclosing party will likely ask the court for summary judgment.

What’s a Default Judgment in a Foreclosure?

If you don’t respond to a foreclosure lawsuit, the lender will ask the court for a default judgment.

Strategic Default: Should You Walk Away From Your Home?

With a strategic default, you decide to let your home go through a foreclosure because it's a bad financial decision to keep it. Learn the consequences and alternatives.

I lost my job, can I get help with my mortgage?

If you're unemployed, you might be able to get a mortgage forbearance, loan modification, or temporary financial assistance to tide you over.