How to Handle a Foreclosure

Your Rights in a Foreclosure

Find about your loss mitigation rights, what foreclosure notices you’ll receive, your right to challenge the foreclosure, and more.

How to Find the Foreclosure Laws in Your State

Learn how to look up your state's foreclosure laws.

Foreclosure Do's and Don'ts

Get tips on what to do—and what not do—if you’re facing a foreclosure.

What Does It Mean to “Default” on a Mortgage Loan?

Learn what it means to “default” on a mortgage loan and the consequences of a default.

What Is Summary Judgment in a Foreclosure?

If you respond to a foreclosure lawsuit, but you don’t bring up any valid issues, the foreclosing party will likely ask the court for summary judgment.

What’s a Default Judgment in a Foreclosure?

If you don’t respond to a foreclosure lawsuit, the foreclosing party will ask the court for a default judgment.

Strategic Default: Should You Walk Away From Your Home?

With a strategic default, you decide to let your home go through a foreclosure because it's a bad financial decision to keep it. Learn the consequences and alternatives.

Should You Fight Your Foreclosure in Court?

Read this article before you decide whether you should fight your foreclosure in court.

Should You File an Answer to a Foreclosure Lawsuit?

If your lender files a foreclosure lawsuit against you, you need to figure out if you want to file a response—officially called an “answer”—to the suit.

Should I Hire a Lawyer to Help With My Short Sale?

If you’re a struggling homeowner facing foreclosure and thinking about selling your home in a short sale, you’ll need to decide whether you should hire an attorney or a real estate agent—or both—to help you with the process.

Should I Ignore Calls From My Mortgage Servicer?

If you want to save your home from foreclosure, proactive and responsive communication with your servicer is critical.

Can I Get a Jury in My Foreclosure Case?

It's not likely that you’ll be entitled to a jury in your foreclosure case.

How can I catch up on my mortgage when I am one payment behind?

You have a couple of options to get current on your mortgage if you're just a few payments behind. But you'll have to get your lender to agree.

Should I Ignore Calls From My Mortgage Servicer?

If you want to save your home from foreclosure, proactive and responsive communication with your servicer is critical.

I lost my job, can I get help with my mortgage?

Question I was recently laid off from my job and can no longer afford to pay the high monthly payments on my home. Can I get help with my mortgage?

Should I stop paying my mortgage so I qualify for a loan modification?

You don't have to default on mortgage payments in order to get a loan modification, and it's a bad idea to do so.