If a creditor gets a money judgment against you, it can use special collection procedures to get paid, such as taking money from your bank account (called freezing your bank account or levying funds from your account) or grabbing your tax refund, accounts receivable, or other source of money before you get it (creditors do this with an assignment order). Learn more about these collection procedures, when the creditor can and cannot use them, and what you can do to prevent your money from being taken.
Judgment creditors can freeze your bank account, and then collect on unpaid debts from those funds.
Under a new federal regulation, social security funds that are directly deposited into your account get special protection from garnishment by judgment creditors.
Judgment creditors can use a property levy in order to take certain items of your personal property.
Wage garnishments and bank levies are different -- learn about them and which creditors are more likely to use each type of collection action.
Creditors can garnish jointly owned savings and checking accounts. Learn about your rights.
Find out if a creditor can garnish funds from a joint bank account if it has a judgment against your spouse.
Sidestep the lawyers with do-it-yourself books, documents, and software.
Online Form
Nolo offers hundreds of consumer-friendly, do-it-yourself legal products for all types of legal situations. Browse our full product list.
Click below to view more legal issues. Our extensive collection of legal topics ranges across different areas of practice.
Our editors have over 100 years of combined experience practicing law. These professionals have worked in a wide range of legal areas, from estate planning to criminal law to business formation and beyond. They’re experts at explaining complicated legal issues in easy-to-understand terms.
Learn more about the team that manages Nolo’s articles, books, and DIY tools.
Find an experienced, local attorney in three easy steps. Our process is designed for ease and simplicity.
Briefly tell us about your case, and provide your contact information.
We find and instantly list attorneys that can best handle your case.
Choose the attorneys you would like to work with.
At Nolo, we prioritize quality and transparency because we know how important reliable legal information is to our readers. Our information is meticulously researched, regularly updated, and written in plain English by our experienced writers and editors. Learn more about our editorial standards.
Grow your firm with Martindale-Nolo, the largest legal network, and learn more about our attorney lead-generation and marketing services.
At Nolo, we prioritize quality and transparency because we know how important reliable legal information is to our readers. Our information is meticulously researched, regularly updated, and written in plain English by our experienced writers and editors. Learn more about our editorial standards.