When Do You Have to Leave Your Home When It's in Foreclosure?

In some instances, panicked homeowners leave their home after missing a few mortgage payments or once a foreclosure is initiated. However, you have the legal right to remain in your home until the foreclosure process is completed. This process can take a few months or, in some cases, as much as a year

States With Long Foreclosure Timelines

The average foreclosure in New Jersey, Hawaii, New York, Utah, and Florida takes longer than foreclosures in other states. Find out why.

How Much Foreclosure Notice Will You Receive?

All states require that you get at least some notice before your house is sold because of foreclosure. See our Summary of State Foreclosure Laws for information on what kind of notice you can expect to receive. If it’s a judicial foreclosure (one that goes through court), you’ll be given at least

Timeline for a Judicial Foreclosure

Judicial foreclosures take place through the state court system. While all states allow judicial foreclosures, some require it. To find out if you live in a judicial foreclosure state, check our Summary of State Foreclosure Laws. If you are facing a judicial foreclosure, it's important to understand

Timeline for a Nonjudicial Foreclosure

Nonjudicial  foreclosures  take place outside the court system, whi

Foreclosure Timeline: After You Miss Your First Payment

Generally, homeowners have to be more than 120 days delinquent before a foreclosure can begin.

Foreclosure Timeline: After You Receive a Formal Notice of Foreclosure

Before you lose your home to a foreclosure sale, you'll get some sort of notice as required by your state’s foreclosure laws.

Foreclosure Timeline: After the Sale

After the foreclosure sale, when a new deed has been recorded with a new owner’s name on it, you go from homeowner to tenant.

Foreclosure Timeline: After You Get Notice to Leave

When you get a notice demanding that you leave the property, the notice will tell you how long you have before you need to move out.

How long do we have to sell our house before foreclosure?

Understanding the lender's timeline after a notice of default.