Make Sure You Won't Lose Money When Refinancing
Homeowners must balance the reduced monthly payments against the additional months of paying interest.
Refinancing Your Mortgage: When It Makes Sense
Key considerations for when refinancing is a good financial move.
Getting Rid of PMI (Private Mortgage Insurance)
Save money by asking your mortgage company to cancel your private mortgage insurance (PMI).
How to Avoid Foreclosure
Steps to avoid foreclosure—or at least minimize its impact.
Home Equity Loan and HELOC Basics
Learn about home equity loans and home equity lines of credit, also called HELOCs.
When Home Equity Loans or Lines of Credit Can Lead to Trouble
Use your home equity loan or line of credit wisely -- here's how.
When to Make Partial Prepayments on Your Home Mortgage
If your financial situation is improving, consider reducing the amount you owe on your home loan.
What does it mean that I now have a non-bank mortgage servicer?
Understanding who actually takes care of administering your mortgage, even if it's still held by the same bank.
How to Dispute Errors Made by Mortgage Servicer
Believe that your mortgage servicer made a mistake when managing your account? Here's how to make the lender correct the error or provide you with important information.
Getting Credit for Payments If Your Mortgage Servicer Changes
Sent your monthly mortgage check to the old servicer address? Here's how to fix it.
What Happens If My Mortgage Is Sold to a New Owner?
Dealing with the transition when your lender transfers your home loan.
How to Figure Out If You're Underwater on Your Mortgage Loan
If your equity in your home does not exceed the total mortgage debt you owe, you are said to be underwater on your mortgage.
Is a reverse mortgage or home equity loan better for me?
Learn about reverse mortgages and HELOCs and determine which one is right for you.
Avoid Defaulting on Your Loan for Reasons Other Than Non-Payment
Non-payment isn't the only way to default on a mortgage, and the other possibilities might lead to foreclosure, as well.
Homeowners' Checklist: How to Reduce Your Home Expenses
Make sure you home isn't costing you more than it should.
Your House as a Rental Property? Gauge Its Tenant-Appeal
Having trouble selling your house? Ask yourself these questions about its likely appeal to tenants.
Vacation Homes: Keeping Them in the Family
Good planning around your family cottage or vacation home can avoid disputes and forced sales.
Homeowners' Associations (HOAs) and CC&Rs: Know What You're Getting Into
Before you buy a house in a development, understand what sort of restrictions you may have to live with.
My Mortgage Lender Says I Don't Have Homeowners' Insurance, But I Do!
Dealing with a lender that doesn't believe you've complied with your obligation to maintain homeowners' insurance.
I am unemployed and can't afford my mortgage, what can I do?
Smart financial strategies for dealing with home mortgage payments.