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Bankruptcy Exemptions by State

Learning how property exemptions work in bankruptcy is crucial when deciding whether filing for Chapter 7 or 13 is right for you. Your state’s exemption laws list the property you can protect, and reviewing them is the only way to determine whether you own assets you might lose or need to pay to keep.

While all filers retain essential items, such as household furnishings, some home and car equity, and a retirement account, exemptions vary widely between states. Also, luxury items like valuable collections, recreational vehicles, and rental properties are rarely protected.

Start here to learn the basics of bankruptcy exemptions.

Find out if your state allows you to use the federal bankruptcy exemptions.

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Learn About Our Team

Our editors have over 100 years of combined experience practicing law. These professionals have worked in a wide range of legal areas, from estate planning to criminal law to business formation and beyond. They’re experts at explaining complicated legal issues in easy-to-understand terms.

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