If you've become unable to work because of a medical condition, you may qualify for long-term disability benefits if you have long-term disability insurance, either as an individual or through your employer. But it's not always easy to get approved for benefits; many insurance companies are practiced in ways they can legally deny you benefits. Learning about your LTD policy and common mistakes can help you get approved for benefits. But if your claim gets denied like so many others, don't let it go --appeal the denial on time and keep fighting for your benefits.
Increase your chance of getting ERISA group disability benefits by avoiding these common mistakes.
Some of the most common long-term disability (LTD) claims are those based on back pain.
People with stage 4 cancer are more likely to qualify for long-term disability insurance benefits.
While it's difficult to get long-term disability for fibromyalgia, you can increase your odds with a few useful tips.
Long-term disability (LTD) insurers are generally reluctant to approve claims for benefits based on mental illnesses such as depression or bipolar disorder.
Employer-provided long-term disability (LTD) policies are governed by a federal law known as ERISA, the Employee Retirement Income Security Act.
If your claim for long-term disability (LTD) insurance benefits has been denied, you shouldn't give up hope.
If you're thinking of going it alone in your claim for long-term disability insurance, consider the benefits of hiring a knowledgeable attorney before you do it all yourself.
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At Nolo, we prioritize quality and transparency because we know how important reliable legal information is to our readers. Our information is meticulously researched, regularly updated, and written in plain English by our experienced writers and editors. Learn more about our editorial standards.