Stephen Elias


Until his death in late 2011, Stephen R. Elias was a practicing attorney, active Nolo author, and president of the National Bankruptcy Law Project. He was an important part of Nolo for more than 30 years, and was the author or coauthor of many Nolo books, including  Bankruptcy for Small Business Owners. Other titles include Special Needs Trusts: Protect Your Child's Financial Future, How to File for Chapter 7 Bankruptcy,  Chapter 13 Bankruptcy, and Legal Research: How to Find and Understand the Law. He was also one of the original authors of Nolo's bestselling WillMaker software. Steve held a law degree from Hastings College of Law and practiced law in California, New York, and Vermont before joining Nolo in 1980. He was featured in such major media as The New York Times, The Wall Street Journal, Newsweek, Good Morning America, 20/20, Money magazine, and more.  

Articles By Stephen Elias

Avoiding Foreclosure: Basic Workout Options
Here are some ways to avoid foreclosure.
Getting Rid of Judgment Liens in Bankruptcy
You may be able to get avoid (get rid of) judgment liens in Chapter 7 bankruptcy.
Sell Your House in a Short Sale
A short sale might—or might not—be the answer to avoid a foreclosure. Here's what you need to know about the advantages and risks of short sales.
Defenses to Foreclosure
Learn about common defenses, like servicer mistake, that you might be able to use to fight a foreclosure.
Foreclosure Timeline: After You Receive a Formal Notice of Foreclosure
Before you lose your home to a foreclosure sale, you'll get some sort of notice.
How to Fight a Foreclosure in Court: Nonjudicial Foreclosure
To fight a nonjudicial foreclosure, you'll have to start a lawsuit.
Should I File Bankruptcy Now or Wait?
Timing a bankruptcy filing wisely can have a significant impact on your future.
Your Options to Avoid Foreclosure
If you’re behind in your mortgage payments, you might be able to avoid a home foreclosure with one of these options.
Robosigning in Foreclosures: What Homeowners Can Do About It
If the bank uses robosigned documents, you can challenge the foreclosure.
Foreclosure Timeline: After the Sale
After the foreclosure sale, when a new deed has been recorded with a new owner’s name on it, you go from homeowner to tenant.