Stephanie Lane

Stephanie Lane has been a licensed attorney in Ohio for fourteen years, practicing before federal, state and local courts.   She is co-founder and partner of a boutique Cleveland law firm that concentrates in  such areas as contract disputes, employment and civil rights, foreclosures and collections, and   landlord-tenant issues.   She has assisted financially-challenged individuals and businesses in obtaining satisfactory debt workouts, mortgage loan modifications, and bankruptcy relief.   Before entering private practice, she interned for two years with the Ohio Civil Rights Commission.   She graduated from the University of Akron with a B.A. in Public Speaking and Interpersonal Communications, magna cum laude, in 1995, and earned her law degree (J.D.) in 1998 from Case Western Reserve University.

Find Stephanie at Schmelzer & Lane LLC.  Stephanie can also be found on google+, Nolo, & Alllaw.


Articles By Stephanie Lane

Repossessed Cars: What Happens to the Cosigner?
When you cosign on a car loan and the creditor repossesses the car, the car loan lender might be able to come after you for any deficiency.
What Is a Debtor's Examination?
If a creditor has obtained a judgment against you, it might request that you come to court and answer questions about your finances.
Can I Get My Personal Property After a Car Repo?
If your car is repossessed and you have personal belongings in the car, what happens to that property?
Can the repo man refuse to return my personal belongings until I pay a convenience fee?
The repo agent can't demand that you pay a fee to get your personal items when repossessing your car.
What happens if I try to hide the car from the repo man?
If you've fallen behind on car loan payments and fear that the lender might repossess the vehicle, should you hide your car from the repo man?
Debt Collection Defense: Requiring That the Collector Document the Debt
If the collector or debt buyer can't prove it owns the debt, you might have a defense to a collection lawsuit.
Required Notices in Car Repossessions
If your car is repossessed, the lender must give you certain notices after the repossession and after it sells the car. But in most cases, it doesn't have to give you notice before repossessing the vehicle.
The Bank Repossessed My Car. How Much Time Do I Have to Get It Back?
If your car loan lender repossessed your car, van, truck, motorcycle, or other vehicle and you want it back, you'll have to act quickly.
Options to Avoid Car Repossession
If you default on your car loan, the lender may repossess your vehicle and then it might go after you for the deficiency.
If my car is repossessed, do I have to pay off the entire loan balance to get it back?
Whether you have to pay the entire balance of your car loan to get your car back after repossession depends on where you live and the terms of your car loan agreement.