Stephanie Lane has been a licensed attorney
in Ohio for fourteen years, practicing before federal, state and local
courts. She is co-founder and partner of a boutique Cleveland law firm
that concentrates in such areas as contract disputes, employment and civil
rights, foreclosures and collections, and landlord-tenant issues.
She has assisted financially-challenged individuals and businesses in obtaining
satisfactory debt workouts, mortgage loan modifications, and bankruptcy
relief. Before entering private practice, she interned for two years with the
Ohio Civil Rights Commission. She graduated from the University of Akron
with a B.A. in Public Speaking and Interpersonal Communications, magna cum
laude, in 1995, and earned her law degree (J.D.) in 1998 from Case Western Reserve
Find Stephanie at Schmelzer & Lane LLC. Stephanie can also be found on google+, Nolo, & Alllaw.
Articles By Stephanie Lane
When you cosign on a car loan and the creditor repossesses the car, the car loan lender might be able to come after you for any deficiency.
If a creditor has obtained a judgment against you, it might request that you come to court and answer questions about your finances.
If your car is repossessed and you have personal belongings in the car, what happens to that property?
The repo agent can't demand that you pay a fee to get your personal items when repossessing your car.
If you've fallen behind on car loan payments and fear that the lender might repossess the vehicle, should you hide your car from the repo man?
If the collector or debt buyer can't prove it owns the debt, you might have a defense to a collection lawsuit.
If your car is repossessed, the lender must give you certain notices after the repossession and after it sells the car. But in most cases, it doesn't have to give you notice before repossessing the vehicle.
If your car loan lender repossessed your car, van, truck, motorcycle, or other vehicle and you want it back, you'll have to act quickly.
If you default on your car loan, the lender may repossess your vehicle and then it might go after you for the deficiency.
Whether you have to pay the entire balance of your car loan to get your car back after repossession depends on where you live and the terms of your car loan agreement.