Monica Steinisch

Monica Steinisch has been a staff and freelance writer and editor for more than 10 years. A former Certified Consumer Credit Counselor and certified housing counselor, she specializes in personal finance and consumer education. She is a graduate of the University of California, Davis.


Articles By Monica Steinisch

Gap Insurance for Your Car: Do You Need It?
Learn the basics of gap insurance—what it is, who needs it, and how to buy it.
Storing Personal Information: Tech Tools for Storing Records
Part of preparing for a disaster includes disaster-proofing your important documents -- that is, making sure that after a disaster you have the information and documentation necessary to speed the recovery process. Prepare for a disaster by learning about what kinds of documents you might need in a disaster, where you should store these important papers, and how technology can help make the job easier.
Disaster-Proofing Your Documents
Prepare now so that if disaster strikes, your most valuable documents will be safe and accessible.
Medical Expense Accounts: FSAs, HRAs, HSAs, and MSAs
Tax-advantaged accounts -- such as FSAs, HRAs, HSAs, and MSAs -- can help you save and pay for medical expenses.
Joining an Investment Club
Investment clubs are groups that meet regularly to learn about investing, analyze investment options, and, in many cases, buy and sell investments as a unit. Though members certainly welcome profits, the real focus of investment clubs is education. More than 10,000 investment clubs exist across the country. How do you decide whether or not to join one of these groups, start your own club, or go it alone?
Introduction to Health Savings Accounts (HSAs)
Learn how a health savings account (HSA) lets you pay for medical expenses with tax-free dollars.
What Happens to Your Money If Your Bank Fails or Is Acquired?
What's protected and what's at risk if your bank, credit union, or brokerage firm fails.
FDIC Insurance: How Safe Is Your Money?
Learn whether your accounts would be at risk if your bank failed.
How FDIC Insurance Coverage Is Calculated
When the economy slumps and financial institutions fail, savers begin to worry about the stability of their own bank. Luckily, the Federal Deposit Insurance Corporation (FDIC) insures customers' deposits in most U.S. banks and savings associations. To avoid having your money at risk, learn exactly which accounts the FDIC insures, how much protection the insurance provides, and how you would recover your money if your bank failed.