Monica Steinisch has been a staff and freelance writer and editor for more than 10 years. A former Certified Consumer Credit Counselor and certified housing counselor, she specializes in personal finance and consumer education. She is a graduate of the University of California, Davis.
Articles By Monica Steinisch
Learn the basics of gap insurance—what it is, who needs it, and how to buy it.
Part of preparing for a disaster includes disaster-proofing your important documents -- that is, making sure that after a disaster you have the information and documentation necessary to speed the recovery process. Prepare for a disaster by learning about what kinds of documents you might need in a disaster, where you should store these important papers, and how technology can help make the job easier.
Prepare now so that if disaster strikes, your most valuable documents will be safe and accessible.
Tax-advantaged accounts -- such as FSAs, HRAs, HSAs, and MSAs -- can help you save and pay for medical expenses.
Investment clubs are groups that meet regularly to learn about investing, analyze investment options, and, in many cases, buy and sell investments as a unit. Though members certainly welcome profits, the real focus of investment clubs is education. More than 10,000 investment clubs exist across the country. How do you decide whether or not to join one of these groups, start your own club, or go it alone?
Learn how a health savings account (HSA) lets you pay for medical expenses with tax-free dollars.
What's protected and what's at risk if your bank, credit union, or brokerage firm fails.
Learn whether your accounts would be at risk if your bank failed.
When the economy slumps and financial institutions fail, savers begin to worry about the stability of their own bank. Luckily, the Federal Deposit Insurance Corporation (FDIC) insures customers' deposits in most U.S. banks and savings associations. To avoid having your money at risk, learn exactly which accounts the FDIC insures, how much protection the insurance provides, and how you would recover your money if your bank failed.