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Baran Bulkat
J.D., California Western School of Law
Baran Bulkat is a former consumer bankruptcy attorney with extensive experience in Chapter 7 and Chapter 13 bankruptcy filings as well as debt settlement. He has authored numerous bankruptcy and debt management articles on Nolo.com as well as other Nolo sites. He has also updated a previous edition of Nolo's book, How to File for Chapter 7 Bankruptcy.
In addition to his bankruptcy experience, Baran also worked as an analyst and compliance manager for a large financial planning firm where he obtained his Series 7, 24, and 66 securities licenses.
Baran received his undergraduate degree in business management from Georgia Tech and his law degree from California Western School of Law.
People owing child support can't erase it by filing for bankruptcy. So if your ex files for bankruptcy, they will still have to pay back child support owed to you. Learn about child support and Chapters 7 and 13 bankruptcy.
In addition to the bankruptcy exemptions, you might be able to take advantage of certain exemptions outside the bankruptcy code to help you protect your property when you file for bankruptcy. These exemptions are known as "federal nonbankruptcy exemptions."
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Most states (called common law states) use common law rules when determining who is liable for a particular debt in a marriage. In common law states, you are usually only liable for credit card debt if the obligation is in your name.
Learn why filing for Chapter 7 or Chapter 13 bankruptcy will impact the property portion of your ongoing divorce case, but not child custody and support issues.
The cost of hiring an attorney to negotiate with your creditors can vary significantly depending on your circumstances. In most cases, how much a lawyer will charge depends on:
If you’re struggling to pay off multiple credit cards, consolidating your debt could allow you to reduce your interest rate and lower your monthly payments. But consolidating debt isn’t always the best option.