Once you decide to file for Chapter 7 or Chapter 13 bankruptcy, the next step is to learn about the filing process. The articles below will help make the process more manageable.
Filing decisions and prebankruptcy planning. To start, it's often wise to do some prebankruptcy planning. Some filing decisions can have a big impact on your case, for example, deciding if you should file individually or jointly with your spouse. And it's always a good idea to learn what things to avoid so you don't sabotage your bankruptcy from the outset.
Gathering documents and completing the forms. Next you'll have to complete and file a thick packet of forms comprised of the bankruptcy petition, schedules, other forms, and certain documents. We'll tell you what forms and documents you'll need, where to find them, and what other requirements you need to know about.
Getting help. Should you hire an attorney? The articles below will help you make that decision. If you do want legal representation, learn the best way to find and hire an attorney. If you decide to file for bankruptcy without an attorney, find out what resources are available to help you with the process.