Chapter 7 Bankruptcy

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Learn how Chapter 7 bankruptcy works, whether you can pass the eligibility "means test," what happens to your home and car in Chapter 7, which debts will be discharged by Chapter 7 bankruptcy, and more. These articles provide information for both individuals and business owners considering Chapter 7 bankruptcy.

Introduction to Chapter 7 Bankruptcy

An Overview of Chapter 7 Bankruptcy
Learn the basics about Chapter 7, how it works and what it can do.
Chapter 7 Bankruptcy FAQ
Read the most common questions and expert answers about Chapter 7 bankruptcy.
Steps in Chapter 7 Bankruptcy
Get information on the basics steps involved in a Chapter 7 bankruptcy case.
What Is a Chapter 7 No-Asset Bankruptcy Case?
The majority of Chapter 7 bankruptcies are no-asset cases. Find out what that means.

Is Chapter 7 Bankruptcy Right for You?

When Is Chapter 7 Better Than Chapter 13 Bankruptcy?
For most people, Chapter 7 is preferable to a Chapter 13 bankruptcy. Learn why here.
When Chapter 7 Is Not the Right Choice
Certain types of debts, lack of assets or too much in assets, and other issues may make Chapter 7 a poor choice.

Getting Rid of Debts in Chapter 7

Find out which debts will be wiped out and which will remain.

Which Debts Cannot Be Discharged in Chapter 7 Bankruptcy?
Learn about the debts that cannot be discharged in a Chapter 7 bankruptcy case.
Which Debts Are Discharged in Chapter 7 Bankruptcy?
Learn about the debts that are discharged (wiped out) in a successful Chapter 7 bankruptcy.