Eligibility for Chapter 7 Bankruptcy

While the majority of people considering bankruptcy are eligible to file for Chapter 7, that's not true for everyone. Probably the most common reason that people cannot file for Chapter 7 is their inability to pass the bankruptcy means test. Because the means test is somewhat complicated, we have a separate topic page just on that issue. But there are eligibility criteria in addition to the means test. Below you learn about other barriers to filing for Chapter 7 bankruptcy.