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If you behind on your mortgage payments or are already in foreclosure, bankruptcy may be able to help you save your home. Usually, Chapter 13 bankruptcy is the best way to save your house. It allows you to make up missed mortgage payments through your repayment plan and get back on track. Chapter 7 bankruptcy, while providing temporary relief from foreclosure, usually doesn't prevent the eventual foreclosure of your home. However, if you file for Chapter 7 bankruptcy early enough (before you are in arrears), you may be able to get rid of other debts and free up money to make your monthly mortgage payments.
If you are facing foreclosure, or think you might soon be, read the below articles to find out how bankruptcy can help.