The Chernev Firm

A Law Firm with Focus on Debt, Bankruptcy and Foreclosure

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Firm Overview

The Chernev Firm

The Chernev Firm is a small San Francisco bankruptcy law firm dedicated to helping consumer and small business debtors with bankruptcy solutions. We pride ourselves in providing the most cost-effective legal representation in the areas of Chapter 7 and Chapter 13 bankruptcy. From preparing bankruptcy petitions to litigation and trial, we are committed to giving each of our clients individualized representation and personal attention. Through this approach, we can best represent your legal rights, interests and needs. We are exclusively a San Francisco Bay Area Bankruptcy Attorney Law Firm.


"...thank you for the great legal work you did...It was a pleasure to work with you and I'll be sure to recommend you in the future."- San Francisco, CA Client

"I want to thank you again for taking

Main Office

The Chernev Firm
101 California Street, Ste. 2710
San Francisco  CA  94111

  • 415-956-4020
  • 415-956-4022

Mark Chernev

Mark Chernev is the founder of The Chernev Firm. He possesses over 10 years of experience as an attorney, handling simple matters through high profile, complex litigation cases.

  • Widener University School of Law
    JD , 1999
    Wilmington, DE

Articles Written

California Bankruptcy and Student Loans

Created On: 08/30/2011

Most debts are canceled, or "discharged" in bankruptcy, but some debts survive. Along with certain tax debts and family support obligations, it is much more difficult to get rid of student loans in a bankruptcy case.

Debt Settlement vs. Bankruptcy in California

Created On: 06/28/2011

Debt settlement companies attempt to significantly reduce borrowers' debts by negotiating directly with creditors to create a repayment plan on behalf of a debtor.

The Chapter 13 Hardship Discharge

Created On: 04/26/2011

In a Chapter 13 bankruptcy case, a debtor puts forward a plan to repay certain creditors over a period of time, usually from future income.  This may be an attractive option for someone looking to...

The 910 Day Rule in Bankruptcy

Created On: 04/11/2011

If you have been financing your car for over 910 days (two and a half years) you may be able to reduce the principle owed to the fair market value in a chapter 13 bankruptcy case.