Your Home in Chapter 13 Bankruptcy

Chapter 13 bankruptcy provides opportunities for homeowners to delay or prevent foreclosure and pay off back debt on their mortgages.

Keep Your House With Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a great tool for avoiding foreclosure.

I'm Behind on My Mortgage. Can Chapter 13 Help Me Catch Up?

You can cure mortgage arrears through your Chapter 13 bankruptcy repayment plan.

I Own My Home Free and Clear. Will That Affect My Chapter 13 Bankruptcy?

If you own your home free and clear, you still get to keep it in Chapter 13 bankruptcy. However, you may have to pay a higher dividend to your general unsecured creditors through your repayment plan.

Can I Stop Paying My Mortgage While I'm in Chapter 13 Bankruptcy?

If you want to keep your home, you must continue to pay your mortgage while in Chapter 13 bankruptcy.

Can You Force Your Lender to Take Back Your Home in Chapter 13 Bankruptcy?

If you've decided to give up your home in Chapter 13 bankruptcy and the bank is delaying the transfer, here are your options.

What is the Liquidation Analysis in Chapter 13 Bankruptcy?

The Chapter 13 liquidation test determines, in part, how much you must pay unsecured creditors through your Chapter 13 plan.

Can I Modify My Mortgage in a Chapter 13 Bankruptcy?

Learn how to modify your mortgage loan during your Chapter 13 case.

Can I Surrender My House in Chapter 13 Bankruptcy?

Learn how to give up your house while you're in a Chapter 13 case while still enjoying the benefits of wiping out other debts.

Getting Rid of Second Mortgages in Chapter 13 Bankruptcy

"Lien stripping" in Chapter 13 bankruptcy allows certain homeowners to get rid of a second mortgage or home equity line of credit. Learn how it works.

What is Lien Stripping in Chapter 13 Bankruptcy?

Lien stripping in Chapter 13 bankruptcy refers to the process of eliminating your junior liens (such as second or third mortgages) from your real estate.  

HOA Dues in Chapter 13 Bankruptcy

Here's how homeowners association fees are treated in Chapter 13 bankruptcy.

When Removing a Second Mortgage in Chapter 13 Bankruptcy Is Not a Good Idea

Filing for Chapter 13 bankruptcy in order to get rid of a second mortgage or HELOC is not always in your best interest.

The Homestead Exemption in Bankruptcy

The homestead exemption in bankruptcy protects your home equity from creditors in a Chapter 7 bankruptcy and helps reduce your payments in a Chapter 13 bankruptcy.

How to Value Your Home in Bankruptcy

Learn about methods for valuing your home in bankruptcy.

Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time

This comprehensive guide explains the Chapter 13 process, from start to finish.

The Foreclosure Survival Guide

If you are having trouble making your mortgage payments or are already in foreclosure, this guide will give you all the practical information you need.

How to File for Chapter 7 Bankruptcy

The reliable, up-to-date information in this best-selling book will help you successfully complete your bankruptcy claim without breaking the bank.