You've been injured in Connecticut by someone else's negligent (careless) behavior, and you're thinking of filing a personal injury (PI) insurance claim or lawsuit. But like most people, you don't know much about the laws and rules that apply.
How do you file a case in Connecticut court? Is there a filing deadline? What happens if you were partly to blame for the accident? We'll take you through these basics of Connecticut PI law, and more.
A "statute of limitations" is a law that limits how long you have to file a lawsuit in court. Connecticut has several statutes of limitations that apply to different kinds of PI cases. We'll start with the general rule, then we'll take a look at some special rules and exceptions that might apply in particular situations.
A suit for "injury to the person…caused by negligence…or by malpractice of a [health care provider or] hospital" must be filed within two years. The clock starts running on the date "the injury is first sustained or discovered or in the exercise of reasonable care should have been discovered… ."
Regardless of whether (or when) you discover your injury, you can't file your lawsuit later than three years from "the date of the act or omission complained of… ." (Conn. Gen. Stat. § 52-584 (2023).)
What does this statute mean? Most personal injury claims are caused by negligence. As a general rule, then, most personal injury and medical malpractice cases must be filed in court within two years from the later of:
But the latest you can file a lawsuit is three years after the "act or omission" that caused your injury—the date of the accident, event, or malpractice itself.
Here's a quick example. On June 1, 2021, you had surgery to repair a hernia. All seemed fine until late June of 2022, when you began to feel abdominal pain. On July 15, 2022, you went to your family doctor because the abdominal pain wouldn't go away. An X-ray taken that day showed that the surgeon negligently left a surgical sponge inside you during your surgery.
What's the latest date you can file a malpractice lawsuit against the surgeon? You discovered your injury on July 15, 2022. Under the two-year general rule, you'd have until July 15, 2024, to file. But remember that the latest date you can file is three years from the date of the malpractice, which was June 1, 2021. You must file your lawsuit no later than June 1, 2024.
(Learn more about Connecticut medical malpractice lawsuits.)
Connecticut has specific statutes of limitations for many different kinds of cases. Here are a few (but not all) that apply to personal injury claims.
If you were hurt by a dangerous product, as a rule, you must file your lawsuit—called a "product liability lawsuit"—within three years from the date you first suffered, discovered, or should have discovered that the product caused "injury, death or property damage… ." In some circumstances, you might have longer than three years. (Conn. Gen. Stat. § 52-577a (2023).)
When a person's injuries cause death, the victim's estate can file a wrongful death lawsuit within two years from the date of death. Sometimes, injuries might not cause death right away. In that event, a wrongful death suit must be filed within five years from the date of the act or omission that eventually caused the death. (Conn. Gen. Stat. § 52-555(a) (2023).)
(Learn more about Connecticut wrongful death cases.)
If your injury was caused by an intentional tort—deliberate misconduct that causes some injury or harm—you must file a lawsuit "within three years from the date of the act or omission complained of." (Conn. Gen. Stat. § 52-577 (2023).)
A defamation lawsuit has to be filed within two years from the date of the defamatory statement. (Conn. Gen. Stat. § 52-597 (2023).)
Connecticut law has several exceptions to the statutes of limitations. Here are some (but not all) of them.
If the party who's responsible for your injuries leaves Connecticut, the statute of limitations clock doesn't run during the time—up to a maximum of seven years—they're absent from the state. (Conn. Gen. Stat. § 52-590 (2023).)
If a party who's responsible for your injury fraudulently conceals facts from you that would alert you to your claim, the applicable statute of limitations as to that party doesn't start to run until you discover your claim. (Conn. Gen. Stat. § 52-595 (2023).)
Under Connecticut law, certain claims against the government are subject to special notice and filing deadline requirements. The notice requirements also are time sensitive, meaning you must give the required notice within a deadline. Typically, the notice deadline is much shorter than the applicable statute of limitations for filing a lawsuit.
Importantly, giving notice of your claim isn't the same as filing a lawsuit in court. Most of these notice requirements are a precondition to filing a lawsuit in court. In other words, if you fail to provide timely notice as required by law, you're probably prohibited from filing a lawsuit, at least as to the party to whom notice must be given.
If you're thinking about bringing a lawsuit in a case with special notice requirements, you should hire experienced counsel to handle the case for you.
Here are some (but not all) of the claims with special notice requirements.
There are several notice requirements for claims and lawsuits against the State of Connecticut.
Injuries Caused by Buildings, Parks, or Grounds
If you're injured because of "the defective condition of a building, park or ground owned or leased by the state," you must notify the official in control or the agency using the property "within a reasonable time" after your injury. (Conn. Gen. Stat. § 4-146 (2023).)
Claims Caused by Highways or Sidewalks
A lawsuit for injuries caused by a state highway, bridge, or sidewalk must be filed within two years from the date you were injured. But before you can sue, you must give the Commissioner of Transportation written notice of your claim within 90 days after your injury. (Conn. Gen. Stat. § 13a-144 (2023).)
Injuries Generally—Not Covered by Other Laws
If you want to sue the state, in most cases you must first give Connecticut's Office of Claims Commissioner written notice of your claim. The notice must include the information (and be accompanied by the filing fee, unless it's waived) required by Conn. Gen. Stat. § 4-147 (2023). Among other things, your notice must include a request for permission to sue the state. The Office of Claims Commissioner has forms you can use.
You must file this notice within one year after "the date when the … injury is sustained or discovered or in the exercise of reasonable care should have been discovered… ." (Conn. Gen. Stat. § 4-148 (2023).) If you're given permission to sue the state, you have one year from the date permission was granted to file your lawsuit in court. (Conn. Gen. Stat. § 4-160(i) (2023).)
Claim Against |
Statute |
Notice Deadline |
Lawsuit Deadline |
Municipality for defective road or bridge |
90 days from date of injury |
Two years from date of injury |
|
Municipalities and municipal employees for other claims |
Six months from date of injury |
Two years from date of injury |
|
Housing authority for injuries on authority property |
Six months from date of injury |
Two years from date of injury |
Your personal injury lawsuit is a kind of civil (non-criminal) case. Most of the rules that will govern your case can be found in the Connecticut Rules of Civil Procedure. You can find those rules in the Connecticut Practice Book.
The Connecticut court that has the authority to hear most kinds of cases, including PI cases, is called the Superior Court. If both you and the person you're suing (the "defendant") live in Connecticut, you should, as a general rule, file your lawsuit in the judicial district where you live or the defendant lives.
You start your PI lawsuit by filing a document called a "complaint" with the clerk of the court. Generally speaking, your complaint should describe, in separately numbered paragraphs, these things:
Depending on the kind of PI lawsuit you're filing, you might be required to include (or be prohibited from including) certain things in your complaint. You should get help from a Connecticut lawyer to make sure that your complaint covers everything that's required.
To succeed with a personal injury claim, you must prove that the defendant was negligent. Quite often, the defendant will claim that you, too, were negligent, hoping to reduce (or completely eliminate) their responsibility to pay you damages. This legal defense, called "comparative negligence," is available in Connecticut.
Under Connecticut law, if you're partly to blame for your injuries, you can still recover some damages—but only if you're not mostly to blame. As long as you're less than 51% at fault, your share of the fault simply reduces the damages you can collect. But if you're 51% or more to blame, you can't collect any damages. (Conn. Gen. Stat. § 52-572h(b) (2023).)
Say you're involved in an auto accident. At the time of the accident, you were driving a bit over the speed limit. You file a lawsuit against the other driver, claiming they negligently ran a red light. The other driver responds that you, too, were negligent, and asks that your share of the fault reduce or eliminate your damages.
After a trial, the jury decides that your total damages are $20,000 and that because you were speeding, you were 10% at fault. The other driver, says the jury, was 90% to blame. How much in damages can you collect? Because you were 10% responsible, you can still collect 90% of your damages: $20,000 x 90% = $18,000. The other driver's insurance company will write you a check for that amount.
What's the outcome if the jury decides that you were 51% (or more) to blame? You get no damages under Connecticut's modified comparative negligence rule.
There's an important exception to Connecticut's modified comparative negligence rule. In product liability lawsuits, Connecticut follows a rule called "pure comparative negligence." Under this rule, you can recover some damages as long as you weren't 100% at fault. (Conn. Gen. Stat. § 52-572o(a) (2023).) Your percentage of fault reduces the damages you get by that amount.
Many states have enacted limits, or "caps," on damages in personal injury cases. Typically, these caps target injuries like pain and suffering and emotional distress. Where they're in place, these damage caps can significantly reduce the value of a PI claim.
Connecticut doesn't have damage caps in personal injury cases. If you succeed with your Connecticut PI lawsuit, you can collect the full amount of compensatory damages you're awarded. Connecticut does limit punitive damages, but those are rarely awarded in PI cases.
One of the takeaways from our basic review of Connecticut's PI laws is this: Many of these laws are complex and can be difficult to understand. Chances are you're not familiar with them, and the time to learn isn't while you're trying to handle your own PI claim or lawsuit.
You need expert help on your side to navigate this maze of laws and court rules. An experienced Connecticut lawyer knows the law, knows when and how to file your personal injury lawsuit, and knows how to work through Connecticut's comparative negligence rules.
Here's how to find a PI lawyer who's right for you and your case.