Washington Power of Attorney Laws

A durable POA allows someone to to help you with your financial matters if you ever become incapacitated—here's how to make one in Washington.

If you want someone to be able to deposit your checks at your bank, file your taxes, or even sell or mortgage your home, you can create a handy document called a power of attorney. A POA is a simple document that grants specific powers to someone you trust—called an "agent" in Washington (and an "attorney-in-fact" in some states)—to handle certain matters for you.

What Types of Power of Attorneys Are Available in Washington?

You can make several different types of POAs in Washington. In particular, many estate plans include two POAs that are effective even if you become incapacitated:

  • a financial POA, which allows someone to handle your financial or business matters, and
  • a POA for health care, which allows someone to make medical decisions on your behalf.

In most estate plans, these POAs are what are known as "durable" POAs, which means that they retain their effectiveness even after you're incapacitated. It's a good idea for most people to create these two documents, as they help plan for the unexpected.

To learn about other types of POAs, including non-durable (limited) and springing POAs, see What Is a Power of Attorney. Below, learn how to create a durable financial POA that is valid in Washington.

What Are the Legal Requirements of a Financial POA in Washington?

For your POA to be valid in Washington, it must meet certain requirements.

Mental Capacity for Creating a POA

The person making a power of attorney must have the mental capacity to do so. While the exact contours of the mental capacity requirement are open to interpretation by Washington courts, generally, people creating POAs should be able to understand their actions. If you're helping someone make a POA, you should be sure that, at a minimum, they understand what it is they're doing when they sign the document, and that they're giving away powers to someone else to act on their behalf.

Witnessing and Notarizing Requirements

To make a POA in Washington, you must sign in the presence either of (1) a notary public or (2) two witnesses.

Even though you have a choice in Washington, it's best to choose notarization, since many financial institutions will require it before they allow your agent to act under the POA. If you want your agent to be able to conduct real estate transactions, your county land records will probably require notarization as well.

If you do choose to go the witnessing route, the witnesses cannot be:

  • named as agents in your POA
  • your home care providers or long-term care facility providers
  • related to you or your named agents by blood, marriage, or domestic partnership.

(Wash. Rev. Code 11.125.050.) This helps to ensure that your witnesses are disinterested.

Steps for Making a Financial Power of Attorney in Washington

1. Create the POA Using Software or an Attorney

Some private companies offer forms or templates with blanks that you can fill out to create your POA. However, because these forms are often full of legalese, it's not always apparent how to fill them out. For a more user-friendly experience, you can try a software program like WillMaker, which guides you through a series of questions to arrive at a POA that meets your specific aims and is valid in your state. You can also hire a Washington lawyer to create a POA for you. Many lawyers will include durable POAs as part of a more comprehensive estate plan alongside a will or living trust.

Whatever method you choose, the process of making the POA will include either granting your agent comprehensive powers or selecting, from a list, the specific powers you want your agent to have. For example, you might choose to grant your agent the power to:

  • engage in real estate transactions
  • engage in banking and financial transactions
  • engage in retirement plan transactions
  • engage in stock, bond, and other securities transactions
  • operate a business or entity
  • receive government benefits
  • pursue tax matters
  • provide for personal and family maintenance.

In Washington, if you want the power of attorney to be durable (so that it remains effective after your incapacitation), the document must explicitly state so. Washington's power of attorney statute suggests wording such as "This power of attorney shall not be affected by disability of the principal," or similar. (Wash. Rev. Code § 11.125.040.)

2. Sign the POA in the Presence of a Notary Public or Two Witnesses

As mentioned above, you can't simply sign the document and call it a day. In Washington, you must notarize the POA.

Washington also allows you to have your POA witnessed by two people instead, but it's usually best to notarize your POA. (See above.)

3. Store the Original POA in a Safe Place

Once you have completed the POA, store the original in a safe place that your loved ones can easily access, and let them know where to find it. (It won't do much good locked away in a safe that no one can get into.) If you become incapacitated, your agent will need the original POA to act on your behalf.

4. Give a Copy to Your Agent

You should also give a copy of the power of attorney to your agent so that your agent is familiar with the contents of the document.

5. File a Copy With the Recorder's Office

If you initialed "real property transactions" as one of the powers you granted to your agent, you should also file a copy of your POA in the land records office (called the recorder's office in Washington) in the county where you own real estate. This will allow the recorder's office to recognize your agent's authority if your agent ever needs to sell, mortgage, or transfer real estate for you.

6. Consider Giving a Copy to Financial Institutions

You can also give copies of your durable financial POA to banks or other institutions that your agent might need to deal with in the future. This step might eliminate some hassles for your agent if your agent ever needs to use the POA. However, it's not necessary.

Who Can Be Named an Agent in Washington?

Legally speaking, you can name any competent adult to serve as your agent. But you'll want to take into account certain practical considerations, such as the person's trustworthiness and geographical location. For more on choosing agents, see What Is a Power of Attorney.

Washington allows you to appoint co-agents who are authorized to act at the same time, but it's usually advisable to stick to just one agent to minimize potential conflicts. However, naming a "successor" agent—an alternate who will become your agent if your first choice is unavailable for any reason—is always a good idea, as it creates a backup plan.

When Does My Durable Financial POA Take Effect?

Your POA is effective immediately unless it explicitly states that it takes effect at a future date.

It's possible to create a condition that must be satisfied before the POA becomes effective—such as a doctor declaring that you are incapacitated—but there are many reasons why this type of "springing" power of attorney is not usually advised.

When Does My Financial Power of Attorney End?

Any power of attorney automatically ends at your death. A durable POA also ends if:

  • You revoke it. As long as you are mentally competent, you can revoke your document at any time.
  • No agent is available. To reduce the likelihood of this happening, you can name a successor (alternate) agent in your document.
  • You get a divorce. In Washington, if you file for divorce or get divorced and your ex-spouse is named as your agent in your POA, that designation automatically ends. If you named a successor agent, that person would become your agent.
  • A court invalidates your document. It's rare, but a court may declare your document invalid if it concludes that you were not mentally competent when you signed it, or that you were the victim of fraud or undue influence.

For more on Washington estate planning issues, see our section on Washington Estate Planning.

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