Using Credit & Debit Cards
Once you've chosen a credit card with the best possible terms and rates, the battle isn't over. In order to avoid trouble, you should use your credit card in a manner that will avoid theft and fraud, and keep your credit card spending within your budget to avoid your balance from skyrocketing.
Below you'll find tips on safe credit card use, ways to keep your credit card debt manageable, and answers to issues that might pop up along the way -- like what happens if your card is blocked, or should you use your card for cash advances.
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ATM and Debit Card Overdraft Protection: Should You Opt In?
Most consumer advocates recommend against getting overdraft protection for ATM and debit card transactions.
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Why Was My Credit Card Rejected or Blocked?
Here are some reasons why a store or restaurant might reject or block your credit card.
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What Should I do if I Get a Credit Card That I Didn’t Request in the Mail?
If you get a random, unsolicited credit card in the mail that you didn’t apply for, here’s what to do.
Talk to a Consumer Protection attorney.
How It Works
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