Using Credit & Debit Cards
Once you've chosen a credit card with the best possible terms and rates, the battle isn't over. In order to avoid trouble, you should use your credit card in a manner that will avoid theft and fraud, and keep your credit card spending within your budget to avoid your balance from skyrocketing.
Below you'll find tips on safe credit card use, ways to keep your credit card debt manageable, and answers to issues that might pop up along the way -- like what happens if your card is blocked, or should you use your card for cash advances.
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Take these precautions to protect your credit card account and prevent identity theft.
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Learn how to use credit cards wisely so that you don't get buried in credit card debt.
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Kids and Credit Cards: When Are They Ready for Plastic?
Teach your kids how to use credit cards wisely before they get into financial trouble.
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ATM and Debit Card Overdraft Protection: Should You Opt In?
Most consumer advocates recommend against getting overdraft protection for ATM and debit card transactions.
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What should I do if I get a new or replacement credit card that I didn’t request?
If you receive an unsolicited credit card in the mail, here’s what to do.
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Should I Use My Credit Card for a Cash Advance?
Getting a cash advance can be very expensive. But it might be better than some of the alternatives.
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Should I Take Advantage of a Credit Card Balance Transfer Offer?
Thinking of transferring a credit card balance at 0% or no interest? Watch out for these pitfalls.
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Why Was My Credit Card Rejected or Blocked?
It's happened to all of us.
Talk to a Consumer Protection attorney.
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