Using Credit & Debit Cards

Once you've chosen a credit card with the best possible terms and rates, the battle isn't over. In order to avoid trouble, you should use your credit card in a manner that will avoid theft and fraud, and keep your credit card spending within your budget to avoid your balance from skyrocketing.

Below you'll find tips on safe credit card use, ways to keep your credit card debt manageable, and answers to issues that might pop up along the way -- like what happens if your card is blocked, or should you use your card for cash advances.

Most consumer advocates recommend against getting overdraft protection for ATM and debit card transactions.

A company can’t send you a credit card you didn’t request. Here’s what to do if you get a random, unsolicited credit card in the mail.

Empower Yourself: DIY Products by Nolo

Sidestep the lawyers with do-it-yourself books, documents, and software.

Struggling with debt? Find solutions here.
Clean up your credit, create a budget, and avoid overspending with this bestseller.
Use this simple limited power of attorney form to give someone you trust authority to act on your behalf.
This easy-to-use form lets you change the terms of your promissory note (IOU form).

Nolo offers hundreds of consumer-friendly, do-it-yourself legal products for all types of legal situations. Browse our full product list.

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