Debt Management: The Bankruptcy Discharge

What Is the Difference Between Dischargeable and Nondischargeable Debts in Bankruptcy?

While most debts can be eliminated in bankruptcy (called dischargeable debts), certain obligations (called nondischargeable debts) survive your bankruptcy discharge.

What Happens If My Bankruptcy Discharge Is Revoked?

If you commit fraud or don't follow bankruptcy rules, the court can revoke your bankruptcy discharge and your debts won't be wiped out.

Nondischargeable Debts in Chapter 7 Bankruptcy

Although many debts are discharged (canceled) in a Chapter 7 bankruptcy, some don't qualify for discharge. Learn more about nondischargeable debts in Chapter 7 bankruptcy.

Which Debts Are Discharged in Chapter 7 Bankruptcy?

Learn about the debts that are discharged (wiped out) when you file for Chapter 7 Bankruptcy protection.

Are Government Fines Dischargeable in Chapter 7 Bankruptcy?

Usually, government fines are not discharged in Chapter 7 bankruptcy. But there's one exception.

Discharging Social Security Overpayments in Bankruptcy

Unless you've committed fraud, you can discharge Social Security overpayments in bankruptcy.

Are Unlisted Debts Discharged in a No-Asset Chapter 7 Bankruptcy Case?

If you forget to list a creditor in your no-asset Chapter 7 bankruptcy, can you still wipe out the debt? Find out.

Debts Discharged at the End of Chapter 13 Bankruptcy

When you complete your Chapter 13 bankruptcy, most of your debts are wiped out by your discharge.

Debts That Survive Chapter 13 Bankruptcy

After you complete your Chapter 13 plan, some of the remaining debts won't be discharged.

Debts Discharged in Chapter 13 But Not in Chapter 7

Certain debts that cannot be discharged in Chapter 7 bankrutpcy can be discharged in Chapter 13.

Getting a Chapter 13 Hardship Discharge

If you cannot complete your Chapter 13 repayment plan, you can file a motion with the bankruptcy court asking for a hardship discharge.  

Objections to the Bankruptcy Discharge

A creditor or the trustee can object to the discharge of one or all of your debts in bankruptcy.

I paid my income taxes with my credit card. Can I discharge the credit card debt in bankruptcy?

If you use your credit card to pay nondischargeable tax debt, those charged on your credit card won't be wiped out in bankruptcy.

Discharging Social Security Overpayments in Bankruptcy

Unless you've committed fraud, you can discharge Social Security overpayments in bankruptcy.