Debt Management: The Bankruptcy Discharge

For most people, the goal of bankruptcy is to wipe out debts. This is called the bankruptcy discharge. Not all debts are discharged, however. Before you file for bankruptcy, it's important to know:

  • which debts will be wiped out in bankruptcy, and which will remain
  • differences between Chapter 7 and Chapter 13 bankruptcy when it comes to the discharge, and
  • when the trustee or creditor might challenge the dischargeability of a debt.
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