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State-by-State Eligibility for Medicaid Long-Term Care

Medicaid may cover long-term care services like nursing home care, assisted living facilities, and home health care services. However, the eligibility rules (which include medical necessity, income limits, and assets limits) vary quite a bit state by state.

State Medicaid programs are required to pay for your nursing home costs if you need long-term care that meets the "nursing-home level of care" and your income and your assets fall below certain levels established by your state. 

In the past, Medicaid only paid for nursing home care for long-term care needs. Today, many states offer coverage for home or community-based services (HCBS) like at-home care and assisted living through special "waiver" programs. These waivers give states greater freedom in how they administer their Medicaid programs by exempting them from certain federal Medicaid rules. 

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Each state has its own asset and income limits. Learn more about Medicaid eligibility by selecting your state below.

When Medicaid Pays for Nursing Homes and Other Long-Term Care

Each state has its own asset and income limits. Learn more about Medicaid eligibility by selecting your state below.

Here's information about these waiver programs in select states.

When Medicaid Pays for Home Health Care and Assisted Living

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