Several states provide or require employers to provide short-term disability insurance (SDI). In some states, it's called temporary disability insurance (TDI). These short-term disability programs provide partial pay replacement to workers who have to take leave from work for more than a few days because of an injury, illness, or pregnancy and recovery from childbirth. The states that have some type of short-term disability program are California, Hawaii, New Jersey, New York, and Rhode Island. Though similar, the rules on eligiblity for these programs and how they operate vary greatly between states. The following articles provide the details.
California Short-Term Disability Benefits
The State of California requires all employees to pay into its short-term disability insurance (SDI) program through payroll deductions.
Hawaii Temporary Disability Benefits (TDI)
The State of Hawaii requires employers to provide temporary disability insurance (TDI) or payments to workers who suffer short-term, non-work related illness or injuries, including pregnancy.
New Jersey Temporary Disability Benefits (TDI)
New Jersey has a state-run temporary disability program financed by employer and employee contributions.
New York Short-Term Disability Benefits (DBL)
If you are injured or you become ill while not on the job, you may be eligible for New York State Short-Term Disability Benefits.
Rhode Island Temporary Disability Benefits (TDI)
Rhode Island is one of the few states with a short-term disability program for injuries or illnesses.