North Carolina Bankruptcy Information
Are you considering filing for Chapter 7 or Chapter 13 bankruptcy in North Carolina? Although much of bankruptcy is governed by federal law, some bankruptcy-related information and law is specific to your state.
Below you’ll find North Carolina-specific information on filing for bankruptcy as well as articles on the various North Carolina bankruptcy exemptions. And for in-depth information on bankruptcy law and procedures, visit Nolo’s Bankruptcy Center.
Filing Information for North Carolina
Filing Information for North Carolina
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Filing for Bankruptcy in North Carolina (NC)
In this complete guide to filing bankruptcy in North Carolina, you’ll learn about the differences between Chapters 7 and 13, the debts you can discharge, and the property you can keep using North Carolina’s exemption laws. It also explains how to qualify for bankruptcy chapters 7 and 13 in North Carolina, and includes checklists to help you navigate the process and organize bankruptcy documents, and links to a DIY bankruptcy quiz and other helpful resources.
Bankruptcy Exemptions in North Carolina
Bankruptcy Exemptions in North Carolina
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The North Carolina Homestead Exemption
Learn how much home equity you can protect using the homestead exemption in a North Carolina bankruptcy and other requirements you must meet to keep a home in bankruptcy. All bankruptcy filers can keep a house if the homestead exemption protects all home equity. The Chapter 7 bankruptcy trustee will sell the home if the homestead exemption doesn't fully protect the home's equity. Chapter 13 filers can keep a home that isn't fully covered by the homestead exemption if they can afford to pay creditors the uncovered amount through the bankruptcy plan.
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North Carolina Bankruptcy Exemptions
Learn how to protect your property in a North Carolina bankruptcy using bankruptcy exemptions.
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